6143 Panther Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6143 Panther Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,280 sqft · built 1986
Lot Size	0.704 acres (30,666 sqft)
Owner	Individual Name on File
Last Sale	$334,900 (Feb 2023)
Tax Bill	$2,134 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2N-28-0000-01852-0000`

Property Details

APN / Parcel Number

Primary APN	`28-2N-28-0000-01852-0000`
Alternative APN	`N282280000018520000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	2,844 sqft
1st Floor Area	1,872 sqft
Upper Floors Area	408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	30,666 sqft (0.704 acres)
Lot Dimensions	279 ft deep x 110 ft wide
Porch	Florida Room
Porch Area	564 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6143 PANTHER DR
City	MILTON
State	FL
Zip	32570-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DESCRIPTION UPDATE FOR 2023 COM AT SW CORN OF NW4 OF NW4 OF SECTION 28 TOWNSHIP 2 NORTH RANGE 28 WEST THN E ON N LN OF CHINQUAPIN RD 850 FT THN N 680 FT TO POB & CONT N 110.58 FT THN 904526 LFT GO WLY 279.72 FT THN 891501LFT GO SLY 110.53 FT THN
Legal Range	28W
Legal Township	2N
Legal Section	28
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	2
Census Block	2032
Census Tract	10506

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6143 PANTHER DR, MILTON, FL 32570-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	20234865
Deed Book / Page	4364 / 1636
Prior Transfer Date	Nov 4, 2014
Prior Transfer Doc	0033870389
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 6, 2023
Property Address	6143 PANTHER DR, MILTON, FL 32570-5443
Document Number	0043641636
Book / Page	4364 / 1636
Instrument Date	Jan 31, 2023
Instrument	202304865
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,344.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 WINTERSIDE LOOP, CHESAPEAKE, VA 23320-0008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6143 PANTHER DR, MILTON, FL 32570-5443

Mortgage

Document Number	0043641640
Date	Feb 6, 2023
Instrument	4364/1640

Lender

Name	GULF WINDS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	4.65%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Margin	3
Max Rate	9.65%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$217,395 (+2.9%)	$274,951 (+5.34%) Land $19,800 Building $255,151
2024	$2,134.00 (-25.23%) Homeowner's exemption	$211,268 (-9.15%)	$261,005 (+12.23%) Land $19,800 Building $241,205
2023	$2,854.00 (+136.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$232,554 (+75.6%) Land $19,800 Building $212,754	$232,554 (+12.96%) Land $19,800 Building $212,754
2022	$1,208.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$132,432	$205,867 Land $13,200 Building $192,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20