61412 Duncan Ln, Bend, OR 97702 Property Records

Deschutes County property record for 61412 Duncan Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1989
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,497 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181208 BD 01000`

Property Details

APN / Parcel Number

Primary APN	`181208 BD 01000`
Alternative APNs	`R1001181208B004100` `160779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 1989
Architectural Style	Other
Lot Area	16,988 sqft (0.389 acres)
View / Lot	Average
Garage Type	Mixed
Garage Area	480 sqft
Deck Area	635 sqft
Fence	Fence
Total Buildings	2 Buildings

Location & Zoning

Account Number	160779
Old Parcel Number	R1001181208B004100
Street Address	61412 DUNCAN LN
City	BEND
State	OR
Zip	97702-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:1 SUBD:DUNCAN HEIGHTS SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-BD
Legal Range	12E
Legal Township	18S
Legal Section	08
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	DUNCAN HEIGHTS
Legal Block	1
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1002
Census Tract	2101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61412 DUNCAN LN, BEND, OR 97702-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTORS MORTGAGE INC
Aug 15, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 15, 2019
Transfer Doc	0000029419
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61412 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61412 DUNCAN LN, BEND, OR 97702-2133

Mortgage

Document Number	0000003811
Date	Feb 11, 2026
Instrument	2026-03811

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61412 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61412 DUNCAN LN, BEND, OR 97702-2133

Mortgage

Document Number	0000026394
Date	Jul 5, 2022
Instrument	2022-26394

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61412 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61412 DUNCAN LN, BEND, OR 97702-2133

Mortgage

Document Number	0000045741
Date	Aug 5, 2021
Instrument	2021-45741

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 15, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61412 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061210
Date	Oct 29, 2021
Instrument	2021-61210

Lender

Name	CELEBRITY HOME LOANS LLC
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	61412 DUNCAN LN, BEND, OR 97702-2133
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027080
Date	Apr 30, 2021
Instrument	2021-27080

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company
Address	MARYLHURST, OR 97036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 15, 2019
Property Address	61412 DUNCAN LN, BEND, OR 97702-2133
Document Number	0000029419
Instrument Date	Aug 9, 2019
Instrument	29419
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	61412 DUNCAN LN BEND OR 977022133, BEND, OR 97702-2133

Mortgage

Document Number	29420
Date	Aug 15, 2019
Instrument	29420

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,497.00 (+3.93%)	$266,180 (+3%)	$803,040 (+14.58%) Land $241,960 Building $561,080
2024	$4,327.00 (+7.88%)	$258,430 (+3%)	$700,840 (+2.91%) Land $212,940 Building $487,900
2023	$4,011.00	$250,910	$681,000 Land $207,310 Building $473,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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