61400 E 93 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 61400 E 93 Rd, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1979
Lot Size	2.38 acres (103,763 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Nov 2013)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10778`

Property Details

APN / Parcel Number

Primary APN	`10778`
Alternative APN	`1140-00-000-005-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,763 sqft (2.38 acres)
Garage Type	Carport
Garage Area	1,500 sqft
Carport	Carport
Carport Area	1,500 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	328 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10778
Street Address	61400 E 93 RD
City	MIAMI
State	OK
Zip	74354-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 WHISPERING HILLS
Legal Range	23E
Legal Township	28N
Legal Section	25
Legal Subdivision	WHISPERING HILL ESTATES
Legal Lot Number	5
Jurisdiction	OTTAWA OK
Township / Civil Division	QUAPAW
Census Block Group	3
Census Block	3095
Census Tract	574100

Owner

61400 E 93 Rd is owned and occupied by two individuals who bought it in November 2013.

Source: Ottawa County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	61400 E 93 RD, MIAMI, OK 74354-3704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit LENDING COMPANY
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2013 · Amount on File
Deed Sale	Nov 22, 2013 · Amount on File
Deed Book / Page	982 / 614
Prior Transfer Date	Apr 16, 2007
Prior Transfer Doc	000837/402
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Recording Date	Oct 8, 2026
Property Address	61400 E 93 RD, MIAMI, OK 74354-3704
Document Number	0000005041
Book / Page	1274 / 457
Instrument Date	Sep 15, 2026
Instrument	20265041
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61400 E 93 RD, MIAMI, OK 74354-3704

Mortgage

Document Number	0000005041,
Date	Oct 8, 2026
Book Page	1274/457
Instrument	20265041

Lender

Name	LENDING COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2056

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	61400 E 93 RD, MIAMI, OK 74354-3704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1118/643
Date	Sep 23, 2020
Book Page	1118/643
Instrument	2020-004127

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 61400 E 93 Rd was $1,768, down 1.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,390 (+0.25%) Land $1,881 Building $16,509	$161,309 (+0.24%) Land $16,500 Building $144,809
2025	$1,768.00 (-1.17%)	$18,345 (+295.62%) Land $1,881 Building $16,464	$160,917 (+295.6%) Land $16,500 Building $144,417
2024	$1,789.00 (+306.59%)	$4,637 (-) Land $1,881 Building $2,756	$40,677 (-) Land $16,500 Building $24,177
2023	$440.00 (+2.56%)	$4,637 (-) Land $1,881 Building $2,756	$40,677 (-) Land $16,500 Building $24,177
2022	$429.00	$4,637 Land $1,881 Building $2,756	$40,677 Land $16,500 Building $24,177

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 61400 E 93 Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Most Recent Claim	May 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61400 E 93 Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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