Osceola County property record for 6140 Savage St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,912 sqft · built 2005 |
| Lot Size | 0.453 acres (19,776 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,000 (Mar 2017) |
| Tax Bill | $2,985 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1126315142000100A0 |
| Primary APN | 1126315142000100A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,912 sqft Heated Area |
| Gross Area | 2,510 sqft |
| 1st Floor Area | 1,912 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,776 sqft (0.453 acres) |
| Lot Dimensions | 219 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 138 sqft |
| Patio Area | 360 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 210 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 97349 |
|---|---|
| Street Address | 6140 SAVAGE ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS2 |
| Legal Description | STAGGS REPLAT OF LOT 41 PB 2 PG 050 LOT A |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | TYSON #3 |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | 41A |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6140 SAVAGE ST, SAINT CLOUD, FL 34771-8540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Mar 10, 2017 | Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | May 8, 2002 |
| Deed Document Number | 2017037892 |
| Deed Book / Page | 5114 / 2886 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6140 SAVAGE ST, SAINT CLOUD, FL 34771-8540 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 6140 SAVAGE ST, SAINT CLOUD, FL 34771-8540 |
| Document Number | 0061502235 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 6150/2235 |
| Instrument | 2022024993 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 14, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6140 SAVAGE ST, SAINT CLOUD, FL 34771-8540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056580487 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 5658/0487 |
| Instrument | 2020007288 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 10, 2017 |
| Property Address | 6140 SAVAGE ST, SAINT CLOUD, FL 34771-8540 |
| Document Number | 0051142886 |
| Book / Page | 5114 / 2886 |
| Map Reference | MB2 PG50 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 2017037892 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | A CLEAR CHOICE TITLE & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6115 LAKE LIZZIE DR, 6115, SAINT CLOUD, FL 34771-8523 |
| Name | Verified Name |
|---|---|
| Address | 6140 SAVAGE ST, SAINT CLOUD, FL 34771-8540 |
| Document Number | 0051142887 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 5114/2887 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,985.00 (+8.15%) Homeowner's exemption | $204,900 (+5.99%) | $358,700 (+20.94%) Land $60,000 Building $298,700 |
| 2023 | $2,760.00 (+4.62%) Homeowner's exemption | $193,327 (+3%) | $296,600 (+15.23%) Land $34,000 Building $262,600 |
| 2022 | $2,638.00 Homeowner's exemption | $187,697 | $257,400 Land $34,000 Building $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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