Maricopa County property record for 6140 N 185th Ave, Waddell, AZ 85355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,967 sqft · built 1997 |
| Lot Size | 1.89 acres (82,482 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jan 2019) |
| Tax Bill | $3,356 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 502-25-011-A |
| Primary APN | 502-25-011-A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,967 sqft Living Area |
| 1st Floor Area | 2,967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 82,482 sqft (1.89 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6140 N 185TH AVE |
|---|---|
| City | WADDELL |
| State | AZ |
| Zip | 85355-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-43 |
| Legal Description | ROMOLA 46 BLKS 4900-4907, 4924-4937, 4954-4961 MCR 19/07 |
| Legal Range | 2W |
| Legal Township | 2N |
| Legal Section | 10 |
| Legal Subdivision | ROMOLA 46 BLKS 4900-4907, 4924-4937, 495 |
| Legal Tract | A,B |
| Legal Block | 4900- |
| Legal Lot Number | 4918 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 61045 |
6140 N 185th Ave is owned and occupied by two individuals who bought it in January 2019.
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 15, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 20, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 18, 2019 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on File |
| Deed Sale | Jan 18, 2019 · Amount on File |
| Prior Sale | Jan 31, 2007 · Amount on File |
| Deed Document Number | 201939898 |
| Prior Transfer Date | Oct 4, 2006 |
| Prior Transfer Doc | 0000561937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Document Number | 0000628437 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 20210628437 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Document Number | 0000575151 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 20220575151 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000045940 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 20240045940 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001034617 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 20191034617 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 18, 2019 |
| Property Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Document Number | 0000039898 |
| Map Reference | MB 19 PG 7 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 20190039898 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | AMERICAN TITLE SERVICE AGENC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6140 N 185TH AVE, 6140, WADDELL, AZ 85355-9514 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 6140 N 185TH AVE, WADDELL, AZ 85355-9514 |
| Document Number | 0000039899 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 20190039899 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 6140 N 185th Ave was $3,356.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Secondary School District | Agua Fria Union High School District (09 - 12) |
| Elementary School District | Litchfield Elementary District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,800 (+61.52%) | $698,000 (+2.08%) Land $139,600 Building $558,400 | |
| 2025 | $3,356.00 | $43,215 (-40.65%) | $683,800 (-6.08%) Land $136,700 Building $547,100 |
| 2024 | $72,810 | $728,100 Land $145,600 Building $582,500 | |
| 2023 | $3,112.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6140 N 185th Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6140 N 185th Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 68% of Arizona |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 Corrosion control Jan 2022 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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