Oakland County property record for 6140 Hackett, Waterford, MI 48327
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1941 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Mar 2019) |
| Tax Bill | $1,550 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-20-427-014 |
| Primary APN | W-13-20-427-014 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 797 sqft |
| Basement Area | 637 sqft |
| Unfinished Basement | 637 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 17,250 sqft (0.396 acres) |
| Lot Dimensions | 95.8 ft deep x 120 ft wide |
| Garage Area | 297 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6140 HACKETT |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48327-1742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 20 SUPERVISOR'S PLAT NO 48 LOT 8 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 20 |
| Legal Subdivision | SUPERVISORS PLAT NO 48 |
| Legal Lot Number | 8 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 145600 |
6140 Hackett is owned and occupied by two individuals who bought it in March 2019.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit VIBE CREDIT UNION |
| Jun 11, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 3, 2022 | Intrafamily Transfer, Transfer |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 21, 2019 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Jan 23, 2017 | Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Prior Sale | Jan 23, 2017 · Amount on File |
| Deed Document Number | 201937586 |
| Deed Book / Page | 52663 / 690 |
| Prior Transfer Date | Oct 12, 2010 |
| Prior Transfer Doc | 0000194214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 26, 2026 |
| Property Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000092815 |
| Book / Page | 61321 / 124 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202692815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000092815, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 61321/124 |
| Instrument | 202692815 |
| Name | VIBE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 11, 2026 |
| Property Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000083409 |
| Book / Page | 61284 / 488 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202683409 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 3, 2022 |
| Property Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000452357 |
| Book / Page | 58158 / 118 |
| Map Reference | LB 61 PG 47 |
| Instrument Date | Sep 15, 2022 |
| Instrument | 452357 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9980 ELIZABETH LAKE RD, 9980, WHITE LAKE, MI 48386-2730 |
| Name | Verified Name |
|---|---|
| Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000275397 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 55403/377 |
| Instrument | 275397 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 21, 2019 |
| Property Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000037586 |
| Book / Page | 52663 / 00690 |
| Map Reference | LB 61 PG 47 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 037586 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6140 HACKETT, 6140, WATERFORD, MI 48327-1742 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000037587 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 037587 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 23, 2017 |
| Property Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000013416 |
| Book / Page | 50310 / 00657 |
| Map Reference | LB61 PG47 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 013416 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6140 HACKETT, 6140, WATERFORD, MI 48327-1742 |
| Name | Verified Name |
|---|---|
| Address | 6140 HACKETT, WATERFORD, MI 48327-1742 |
| Document Number | 0000013417 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 013417 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 6140 Hackett was $1,550 with a homeowner's exemption, down 39.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550.00 (-39.76%) Homeowner's exemption | $86,950 | $173,900 |
| 2024 | $2,573.00 | ||
| 2023 | $72,840 | $145,680 | |
| 2021 | $2,188.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6140 Hackett in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6140 Hackett is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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