6140 Covert Rd NE, Mancelona, MI 49659 Property Records

Kalkaska County property record for 6140 Covert Rd NE, Mancelona, MI 49659

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 784 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Apr 2018)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2024 Sale & Mortgage + 2 more
APN	`005-016-011-01`

Property Details

APN / Parcel Number

Primary APN	`005-016-011-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	784 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6140 COVERT RD NE
City	MANCELONA
State	MI
Zip	49659-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A: COMM AT THE SW COR OF SEC 16 T28N-R6W TH E 665.40 FT TO POB TH CONT E 165.35 FT TH N 1331.67 FT TH W 165.85 FT TH S
Legal Range	06W
Legal Township	28N
Legal Section	16
Jurisdiction	KALKASKA MI
Township / Civil Division	COLDSPRINGS
Census Block Group	3
Census Block	3010
Census Tract	950601

Owner

6140 Covert Rd NE is owned and occupied by an individual who acquired it in May 2023.

Source: Kalkaska County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6140 COVERT RD NE, MANCELONA, MI 49659-8972
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 4, 2024	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
May 30, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Deed Document Number	20183140021
Last Transfer Date	May 30, 2023
Transfer Doc	0003168317
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALKASKA MI
Property Address	6140 COVERT RD NE, MANCELONA, MI 49659-8972
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003154980
Date	Feb 8, 2021
Instrument	3154980

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALKASKA MI
Recording Date	Jun 4, 2024
Property Address	6140 COVERT RD NE, MANCELONA, MI 49659-8972
Document Number	0003173234
Instrument Date	May 20, 2024
Instrument	3173234
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 RANDOLPH ST, MANTON, MI 49663-9449

Mortgage

Document Number	0003173121
Date	Jun 4, 2024
Instrument	3173121

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Mortgage

Document Number	0003173121
Date	May 24, 2024
Instrument	3173121

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALKASKA MI
Recording Date	May 30, 2023
Property Address	6140 COVERT RD NE, MANCELONA, MI 49659-8972
Document Number	0003168317
Instrument Date	May 30, 2023
Instrument	3168317
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6140 COVERT RD NE, MANCELONA, MI 49659-8972

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALKASKA MI
Recording Date	Apr 9, 2018
Property Address	6140 COVERT RD NE, MANCELONA, MI 49659-8972
Document Number	000003140021
Instrument Date	Apr 9, 2018
Instrument	000003140021
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 S CARLSON ST, WESTLAND, MI 48186-4002

Tax Assessment & Valuation

The 2025 property tax bill for 6140 Covert Rd NE was $1,808 with a homeowner's exemption, up 65.1% from the year before.

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalkaska County
County Subdivision	Coldsprings Township
Unified School District	Kalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,300 (+6.22%)	$136,600 (+6.22%)
2025	$1,808.00 (+65.11%) Homeowner's exemption	$64,300	$128,600
2024	$1,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6140 Covert Rd NE.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6140 Covert Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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