6140 Chaparral Rd, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 6140 Chaparral Rd, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,895 sqft · built 1989
Lot Size	33.2 acres (1,447,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Jun 2007)
Tax Bill	$12,038 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-061-010`

Property Details

APN / Parcel Number

Primary APN	`035-061-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,895 sqft Living Area
1st Floor Area	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	1,447,063 sqft
Terrain	Combination
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	6130 CHAPARRAL RD
City	PASO ROBLES
State	CA
Zip	93446-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGF
Legal Description	DNG DRSR TR LT 114
Legal Subdivision	DUNNING & DRESSER
Legal Block	1
Legal Lot Number	114
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1024
Census Tract	10302

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6130 CHAPARRAL RD, PASO ROBLES, CA 93446-8428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN RIVIERA BANK
Mar 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN RIVIERA BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2018	Intrafamily Transfer, Transfer · ARM AMERICAN RIVIERA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2007 · Amount on Record
Deed Sale	Jun 14, 2007 · Amount on Record
Prior Sale	Aug 17, 2000 · Amount on Record
Deed Document Number	200740211
Last Transfer Date	Apr 12, 2018
Transfer Doc	0000018919
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6140 CHAPARRAL RD, PASO ROBLES, CA 93446-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031170
Date	Jun 24, 2020
Instrument	2020031170

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6140 CHAPARRAL RD, PASO ROBLES, CA 93446-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007206
Date	Mar 1, 2019
Instrument	2019007206

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	6140 CHAPARRAL RD, PASO ROBLES, CA 93446-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019207
Date	Apr 21, 2020
Instrument	2020019207

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 10, 2018
Property Address	6140 CHAPARRAL RD, PASO ROBLES, CA 93446-8428
Document Number	0000018919
Map Reference	MB A PG119
Instrument Date	Apr 12, 2018
Instrument	2018018919
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6140 CHAPARRAL RD, PASO ROBLES, CA 93446-8428

Mortgage

Document Number	0000018920
Date	May 10, 2018
Instrument	2018018920

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,076,765 (+2%) Land $642,668 Building $434,097
2025	$12,038.00 (+2.57%) Homeowner's exemption	$1,055,653 (+4.04%) Land $630,067 Building $425,586
2024	$11,736.00 (+1.75%)
2023	$11,534.00 (+2.18%) Homeowner's exemption	$1,014,662 Land $605,601 Building $409,061
2022	$11,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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