614 Waterfall Dr, Franklin, NC 28734 Property Records

Macon County property record for 614 Waterfall Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1981
Lot Size	5.45 acres (237,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,500 (Sep 2026)
Tax Bill	$1,198 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7513960693`

Property Details

APN / Parcel Number

Primary APN	`7513960693`
Alternative APNs	`0328523` `117327` `151533`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Heated Area
1st Floor Area	800 sqft
Upper Floors Area	360 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Logs
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	237,402 sqft (5.45 acres)
Terrain	Rolling
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Deck Area	136 sqft
Patio Area	708 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	151533
Street Address	614 WATERFALL DR
City	FRANKLIN
State	NC
Zip	28734-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOTS 228 229 & 216 UNIT 2CORUNDUM HILL ESTATES
Legal Subdivision	CORUNDUM HILL ESTATES
Legal Lot Number	228,
Legal Unit	2
Jurisdiction	MACON NC
Township / Civil Division	ELLIJAY
Census Block Group	2
Census Block	2018
Census Tract	970400

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1213 MOCKINGBIRD TRL, CHIPLEY, FL 32428-6076
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage LOAN PRONTO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20265780
Deed Book / Page	Q- / 44.798
Prior Transfer Date	Jul 8, 2009
Prior Transfer Doc	00D33/1940
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 9, 2026
Property Address	614 WATERFALL DR, FRANKLIN, NC 28734-3959
Document Number	0000005780
Book / Page	Q- / 44.798
Instrument Date	Sep 8, 2026
Instrument	20265780
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,679.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 MOCKINGBIRD TRL, CHIPLEY, FL 32428-6076

Mortgage

Document Number	0000005781,
Date	Sep 9, 2026
Book Page	2026/44.801
Instrument	20265781

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 20, 2022
Property Address	614 WATERFALL DR, FRANKLIN, NC 28734-3959
Document Number	000O41/804
Book / Page	O-41 / 804
Instrument Date	Jan 18, 2022
Instrument	2022000458
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 WATERFALL DR, FRANKLIN, NC 28734-3959

Mortgage

Document Number	2022000459
Date	Jan 20, 2022
Instrument	2022000459

Lender

Name	LOAN PRONTO INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,198.00	$339,250 (+5.18%) Land $78,390 Building $260,860	$339,250 (+5.18%) Land $78,390 Building $260,860
2025	$1,198.00 (+1.01%)	$322,550 (-) Land $78,390 Building $244,160	$322,550 (-) Land $78,390 Building $244,160
2023	$1,186.00	$322,550 Land $78,390 Building $244,160	$322,550 Land $78,390 Building $244,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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