614 W 3rd St, Homer, IL 61849 Property Records

Champaign County property record for 614 W 3rd St, Homer, IL 61849

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,780 sqft · built 1966
Lot Size	0.291 acres (12,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Jan 2024)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-30-08-203-008`

Property Details

APN / Parcel Number

Primary APN	`26-30-08-203-008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	1,780 sqft
Basement Area	880 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Concrete Block
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Other
Lot Area	12,658 sqft (0.291 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	140 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	614 W 3RD ST
City	HOMER
State	IL
Zip	61849-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 WOLFS 2ND ADD
Legal Range	14W
Legal Township	18N
Legal Section	08
Legal Subdivision	WOLFS 2ND ADD
Legal Lot Number	20
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	SOUTH HOMER
Census Block Group	4
Census Block	4039
Census Tract	10800

Owner

Source: Champaign County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 W 3RD ST, HOMER, IL 61849-1009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit HICKORY PT BK&TR
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage HICKORY PT BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Deed Document Number	2024354
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 8, 2024
Property Address	614 W 3RD ST, HOMER, IL 61849-1009
Document Number	0000000354
Map Reference	MB M PG 191
Instrument Date	Jan 5, 2024
Instrument	2024R00354
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 W 3RD ST # 2102, 2102, HOMER, IL 61849-1009

Mortgage

Document Number	0000000355
Date	Jan 8, 2024
Instrument	2024R00355

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	614 W 3RD ST, HOMER, IL 61849-1009
Document Number	0000010973
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	614 W 3RD ST HOMER IL 618491009, HOMER, IL 61849-1009

Mortgage

Document Number	0000010973
Date	Jul 11, 2019
Instrument	10973

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.5%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	614 W 3RD ST, HOMER, IL 61849-1009
Document Number	0000017107
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 W 3RD ST HOMER IL 618491009, HOMER, IL 61849-1009

Mortgage

Document Number	0000017107
Date	Oct 2, 2018
Instrument	17107

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	South Homer Township
Municipality	Homer Village
Unified School District	Heritage Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00 (-9.36%)	$59,550 (+22.1%) Land $5,910 Building $53,640	$178,650 (+22.1%) Land $17,730 Building $160,920
2024	$4,510.00 (+96.86%)
2022	$2,291.00 Homeowner's exemption Senior Citizen's exemption	$48,770 Land $4,840 Building $43,930	$146,310 Land $14,520 Building $131,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOMER serves 1,200 people · EPA ID IL0190300
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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