614 W 2nd St, Libby, MT 59923 Property Records

Lincoln County property record for 614 W 2nd St, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$395,010 (Jul 2023)
Tax Bill	$792 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2021 Mortgage + 3 more
APN	`R564673`

Property Details

APN / Parcel Number

Primary APN	`R564673`
Alternative APNs	`56-4175-03-2-05-04-0000` `0000004203`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Pole Barn	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Wood
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004203
Street Address	614 W 2ND ST
City	LIBBY
State	MT
Zip	59923-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBBY ORIGINAL, S03, T30 N, R31 W, BLOCK 20, LOT 14 - 16, ACRES 0.215
Legal Range	31W
Legal Township	30N
Legal Section	03
Legal Subdivision	LIBBY ORIGINAL
Legal Block	20
Legal Lot Number	14-16
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1012
Census Tract	200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 W 2ND ST, LIBBY, MT 59923-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · USDA Mortgage USDA
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 26, 2020	Special Warranty Deed, Transfer SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING
Jun 14, 2018	Warranty Deed, Transfer · FHA Mortgage GLACIER BANK
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	2023306827
Deed Book / Page	402 / 460
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 27, 2023
Property Address	614 W 2ND ST, LIBBY, MT 59923-1623
Document Number	000402/460
Book / Page	402 / 460
Instrument Date	Jul 27, 2023
Instrument	306827
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NOT AVAILABLE, FLYING S T&E LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 W 2ND ST, LIBBY, MT 59923-1623

Mortgage

Document Number	0000306828
Date	Jul 27, 2023
Instrument	306828

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	456 Months
Due	Jul 27, 2061

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Apr 28, 2021
Property Address	614 W 2ND ST, LIBBY, MT 59923-1623
Document Number	389/419
Book / Page	389 / 419
Instrument Date	Apr 20, 2021
Instrument	292843
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1180 MCGHEE RD, 1180, PONDERAY, ID 83852-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	614 W 2ND ST, LIBBY, MT 59923-1623

Mortgage

Document Number	292844
Date	Apr 28, 2021
Instrument	292844

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Mar 26, 2020
Property Address	614 W 2ND ST, LIBBY, MT 59923-1623
Document Number	381/702
Book / Page	381 / 702
Instrument Date	Mar 13, 2020
Instrument	284691
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 PHILLIPS BLVD, 425, TRENTON, NJ 08618-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 MCGHEE RD, PONDERAY, ID 83852-4905

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 14, 2018
Property Address	614 W 2ND ST, LIBBY, MT 59923-1623
Document Number	372/539
Book / Page	372 / 539
Instrument Date	Jun 14, 2018
Instrument	274589
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 438, LIBBY, MT 59923-0438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 W 2ND ST, LIBBY, MT 59923-1623

Mortgage

Document Number	274590
Date	Jun 14, 2018
Instrument	274590

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	614 W 2ND ST, LIBBY, MT 59923-1623
Transaction Type	Mortgage
Record Updated	Dec 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 267891
Date	Mar 13, 2017
Book Page	366/863
Instrument	267891

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$792.00 (-46.88%)	$189,000 (+5%)
2025			$189,000 (+5%) Land $50,969 Building $138,031
2023	$1,491.00	$180,000	$180,000 Land $26,656 Building $153,344

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1996–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2026
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

614 W 2nd St, Libby, MT 59923 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number