614 Spivey Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 614 Spivey Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,591 sqft · built 1965
Lot Size	1.09 acres (47,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,728 (Aug 2026)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47W220003800`

Property Details

APN / Parcel Number

Primary APN	`47W220003800`
Alternative APNs	`006843` `6843`

Interior

Full Baths	1 Bath
Building Area	1,591 sqft Adjusted Area
1st Floor Area	1,215 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,524 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	614 SPIVEY RD
City	COLUMBUS
State	MS
Zip	39705-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NE4 614 SPIVEY RD
Legal Range	18W
Legal Township	17S
Legal Section	28
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	302

Owner

Source: Lowndes County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 SPIVEY RD, COLUMBUS, MS 39705-2933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2026 / 5891
Transfer Doc	0000002444
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 3, 2026
Property Address	614 SPIVEY RD, COLUMBUS, MS 39705-2933
Document Number	2026005891
Book / Page	2026 / 5891
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 SPIVEY RD, COLUMBUS, MS 39705-2933

Mortgage

Document Number	2026018497,
Date	Aug 3, 2026
Book Page	2026/18497

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	614 SPIVEY RD, COLUMBUS, MS 39705-2933
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202313214
Date	Jun 26, 2023
Book Page	2023/13214

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Feb 21, 2023
Property Address	614 SPIVEY RD, COLUMBUS, MS 39705-2933
Document Number	0020231439
Book / Page	2023 / 1439
Instrument Date	Feb 14, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233453
Date	Feb 21, 2023
Instrument	2023/3453

Lender

Name	RENASANT BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (+5.93%)	$11,913 (+82.1%)	$79,420 (+21.4%) Land $15,000 Building $64,420
2024	$1,265.00 (+171.46%)
2023	$466.00 Homeowner's exemption	$6,542	$65,420 Land $15,000 Building $50,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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