Hamilton County property record for 614 Spears Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 950 sqft · built 1930 |
| Lot Size | 0.203 acres (8,856 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Aug 2018) |
| Tax Bill | $1,093 (2025) |
| Deeds & Mortgages | Aug 2018 Sale Jul 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135D A 005 |
| Primary APN | 135D A 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,856 sqft (0.203 acres) |
| Lot Dimensions | 158 ft deep x 52 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000059111 |
|---|---|
| Street Address | 614 SPEARS AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PT LT 14 MORRIS ADDN PB6 PG18 |
| Legal Subdivision | MORRIS ADDN |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
614 Spears Ave is owned by two individuals who bought it in August 2018.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2310 HAMPTON AVE, NASHVILLE, TN 37215-1406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2018 | Warranty Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC |
| Jul 23, 2018 | Quit Claim Deed, Transfer RELI SETTLEMENT SOLUTIONS LLC |
| Dec 14, 2017 | Warranty Deed, Transfer RELL SETTLEMENT SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on File |
| Deed Sale | Aug 6, 2018 · Amount on File |
| Prior Sale | Dec 14, 2017 · Amount on File |
| Deed Document Number | 2018253 |
| Deed Book / Page | 11420 / 158 |
| Prior Transfer Date | Jul 20, 2018 |
| Prior Transfer Doc | 0723000217 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 6, 2018 |
| Property Address | 614 SPEARS AVE, CHATTANOOGA, TN 37405-3550 |
| Document Number | 0806000253 |
| Book / Page | 011420 / 000158 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 180806000253 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $810.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2310 HAMPTON AVE NASHVILLE TN 372151406, NASHVILLE, TN 37215-1406 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 23, 2018 |
| Property Address | 614 SPEARS AVE, CHATTANOOGA, TN 37405-3550 |
| Document Number | 0723000217 |
| Book / Page | 011406 / 000931 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 180723000217 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 9792 TN, TN |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 14, 2017 |
| Property Address | 614 SPEARS AVE, CHATTANOOGA, TN 37405-3550 |
| Document Number | 0000000102 |
| Book / Page | 011227 / 000173 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 102 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | RELL SETTLEMENT SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 SNOW ST CHATTANOOGA TN 374053528, CHATTANOOGA, TN 37405-3528 |
The 2025 property tax bill for 614 Spears Ave was $1,093, up 31.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,093.00 (+31.53%) | $72,150 (+94.08%) | $288,600 (+94.08%) Land $125,000 Building $163,600 |
| 2024 | $831.00 | $37,175 (-) | $148,700 (-) Land $70,000 Building $78,700 |
| 2023 | $831.00 | $37,175 (-) | $148,700 (-) Land $70,000 Building $78,700 |
| 2022 | $831.00 | $37,175 | $148,700 Land $70,000 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 614 Spears Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 614 Spears Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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