614 S Cherry St, Seneca, SC 29678 Property Records

Oconee County property record for 614 S Cherry St, Seneca, SC 29678

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Feb 2025)
Tax Bill	$253 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`520-40-12-005`

Property Details

APN / Parcel Number

Primary APN	`520-40-12-005`
Alternative APN	`1064214`

Exterior

Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Account Number	1064214
Old Parcel Number	520 40 12 005
Street Address	614 S CHERRY ST
City	SENECA
State	SC
Zip	29678-4035
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOTS 127 & 128 EDWARDS & NEILL (.30 AC)
Legal Subdivision	EDWARDS NEILL
Legal Block	K
Legal Lot Number	127-128 128
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2006
Census Tract	30701

Owner

614 S Cherry St, residential vacant land, is owned and occupied by an individual who bought it in February 2025.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	614 S CHERRY ST, SENECA, SC 29678-4035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Feb 18, 2025	Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 29, 2024	Deed, Transfer THOMAS & CO LLC
Nov 2, 2023	Deed, Transfer
Mar 5, 2019	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	Mar 29, 2024 · Amount on File
Deed Document Number	0000009665
Deed Book / Page	3182 / 50
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	614 S CHERRY ST, SENECA, SC 29678-4035
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 S CHERRY ST, SENECA, SC 29678-4035

Mortgage

Document Number	0000009681
Date	Feb 4, 2026
Book Page	4779/297
Instrument	9681

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

February 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Feb 18, 2025
Property Address	614 S CHERRY ST, SENECA, SC 29678-4035
Document Number	0000009665
Book / Page	3182 / 50
Instrument Date	Feb 13, 2025
Instrument	9665
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 S CHERRY ST, SENECA, SC 29678-4035

Mortgage

Document Number	0004647334
Date	Feb 18, 2025
Instrument	4647/334

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 29, 2024
Property Address	614 S CHERRY ST, SENECA, SC 29678-4035
Document Number	0000011800
Book / Page	3055 / 259
Instrument Date	Mar 28, 2024
Instrument	11800
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CHALMER MIN RD, WALHALLA, SC 29691-3104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011801
Date	Mar 29, 2024
Book Page	4543/221
Instrument	11801

Lender

Name	THOMAS & CO LLC
Type	Non-Lending Institution
Address	WALHALLA, SC 29691

Agreement

Amount	Amount on Record

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 2, 2023
Property Address	614 S CHERRY ST, SENECA, SC 29678-4035
Document Number	0000005295
Book / Page	3001 / 5
Instrument Date	Nov 1, 2023
Instrument	5295
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	Mar 5, 2019
Property Address	SENECA, SC 29678
Document Number	0024440125
Book / Page	002444 / 000125
Instrument Date	Mar 5, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2019

Transaction

Amount	Amount on Record
Tax	$3.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	125 BROWNING RD CENTRAL SC 296309438, CENTRAL, SC 29630-9438

April 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 6, 2017
Property Address	SENECA, SC 29678
Document Number	0000012351
Book / Page	002258 / 000042
Instrument Date	Mar 28, 2017
Instrument	12351
Transaction Type	Foreclosure
Record Updated	May 9, 2017

Transaction

Amount	Amount on Record
Tax	$2.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	415 S PINE ST WALHALLA SC 296912145, WALHALLA, SC 29691-2145

Tax Assessment & Valuation

The 2025 property tax bill for 614 S Cherry St was $253.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$253.00	$600 Land $600	$15,000 Land $15,000
2023		$400 (-) Land $400	$9,990 (-) Land $9,990
2022		$400 Land $400	$9,990 Land $9,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 614 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 S Cherry St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

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