614 N Central St, Enid, OK 73701 Property Records

Garfield County property record for 614 N Central St, Enid, OK 73701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,142 sqft · built 1940
Lot Size	0.151 acres (6,582 sqft)
Owner	Individual Name on File
Last Sale	$27,500 (Dec 2012)
Tax Bill	$480 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1870-00-012-004-0-076-00`

Property Details

APN / Parcel Number

Primary APN	`1870-00-012-004-0-076-00`
Alternative APN	`3178`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,582 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3178
Street Address	614 N CENTRAL ST
City	ENID
State	OK
Zip	73701-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 12 SD-E57 DAVIS PARK 2ND ADDN NE/4 8-22-6
Legal Range	06W
Legal Township	22N
Legal Section	08
Legal Subdivision	DAVIS PARK 2ND ADDN
Legal Block	12
Legal Lot Number	4
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	1
Census Block	1012
Census Tract	702

Owner

614 N Central St is owned and occupied by an individual who bought it in December 2012.

Source: Garfield County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	614 N CENTRAL ST, ENID, OK 73701-3524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2017	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK & TRUST CO
Aug 8, 2022	Deed of Trust, Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2012 · Amount on File
Deed Sale	Dec 31, 2012 · Amount on File
Prior Sale	Dec 14, 2006
Deed Book / Page	2119 / 185
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	614 N CENTRAL ST, ENID, OK 73701-3524
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02321/0946
Date	Jan 18, 2017
Book Page	2321/0946

Lender

Name	CITY NATIONAL BANK & TRUST CO
Type	Non-Lending Institution
Address	LAWTON, OK 73501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Dec 7, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	614 N CENTRAL ST, ENID, OK 73701-3524
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 N CENTRAL ST, ENID, OK 73701-3524

Mortgage

Document Number	002596/263
Date	Aug 8, 2022
Book Page	2596/263

Lender

Name	BANCFIRST
Type	Bank
Address	KINGFISHER, OK 73750

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 614 N Central St was $480 with a homeowner's exemption.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Enid Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,617 (+2.99%) Land $250 Building $5,367	$44,939 (-28.42%) Land $2,000 Building $42,939
2025	$480.00 Homeowner's exemption	$5,454 Land $500 Building $4,954	$62,784 Land $4,000 Building $58,784
2023	$437.00 Homeowner's exemption	$5,141 Land $500 Building $4,641	$60,838 Land $4,000 Building $56,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 614 N Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 614 N Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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