614 N 2nd St, Festus, MO 63028 Property Records

Jefferson County property record for 614 N 2nd St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,940 sqft · built 1938
Lot Size	0.227 acres (9,884 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,130 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`193.006.04010009`

Property Details

APN / Parcel Number

Primary APN	`193.006.04010009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,940 sqft Living Area
1st Floor Area	2,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Masonry / Concrete Block
Lot Area	9,884 sqft (0.227 acres)
Lot Dimensions	180 ft deep x 55 ft wide
Garage Area	364 sqft
Porch	Open Frame Porch
Porch Area	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	614 N 2ND ST
City	FESTUS
State	MO
Zip	63028-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	WA GAMELS PT LOT 4
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	WA GAMELS
Legal Block	5
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5036
Census Tract	700801

Owner

614 N 2nd St is owned and occupied by two individuals who acquired it in May 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	614 N 2ND ST, FESTUS, MO 63028-1831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
May 20, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 20, 2021
Transfer Doc	0000022163
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	614 N 2ND ST, FESTUS, MO 63028-1831
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S 5TH ST, FESTUS, MO 63028-2111

Mortgage

Document Number	0000034314
Date	Aug 6, 2021
Instrument	2021R-034314

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	47 Months
Due	Jul 8, 2025

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 20, 2021
Property Address	614 N 2ND ST, FESTUS, MO 63028-1831
Document Number	0000022163
Instrument Date	May 20, 2021
Instrument	2021R-022163
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 N 2ND ST, FESTUS, MO 63028-1831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 N 2ND ST, FESTUS, MO 63028-1831

Tax Assessment & Valuation

The 2025 property tax bill for 614 N 2nd St was $1,130, up 3.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,600 (-) Land $1,500 Building $19,100	$108,500 (-) Land $8,100 Building $100,400
2025	$1,130.00 (+3.48%)	$20,600 Land $1,500 Building $19,100	$108,500 (-) Land $8,100 Building $100,400
2024	$1,092.00 (+0.46%)		$108,500 (+6.48%) Land $8,100 Building $100,400
2023	$1,087.00 (+0.09%)	$19,300 (-) Land $1,500 Building $17,800	$101,900 Land $8,100 Building $93,800
2022	$1,086.00	$19,300 Land $1,500 Building $17,800
2021			$101,900 Land $8,100 Building $93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 N 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 614 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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