614 Gardner St, Gaffney, SC 29341 Property Records

Cherokee County property record for 614 Gardner St, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	988 sqft · built 1965
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$57,525 (Mar 2022)
Tax Bill	$402 (2025)
Deeds & Mortgages	May 2023 Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`001885-23-3`

Property Details

APN / Parcel Number

Primary APN	`001885-23-3`
Alternative APNs	`0990100089000 60246489` `099-01-00-089.000` `027513223`

Interior

Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Lot Area	4,792 sqft (0.11 acres)
Porch	Slab

Location & Zoning

Street Address	614 GARDNER ST
City	GAFFNEY
State	SC
Zip	29341-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	614 GARDNER ST LT#32 FM SPEARS $57525 ADRESS CHGD PER CELESTE
Legal Tract	CD
Legal Lot Number	32
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3023
Census Tract	970301

Owner

Source: Cherokee County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	614 GARDNER ST, GAFFNEY, SC 29341-1935
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage ROBERT PAUL FRANCIS
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Sep 16, 1992 · Amount on Record
Deed Document Number	20221623
Deed Book / Page	145 / 1659
Prior Transfer Date	Aug 3, 2018
Prior Transfer Doc	0001051431
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	614 GARDNER ST # 32, 32, GAFFNEY, SC 29341-1935
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 GARDNER ST, GAFFNEY, SC 29341-1935

Mortgage

Document Number	0001601488
Date	May 25, 2023
Book Page	160/1488
Instrument	202300002951

Lender

Name	ROBERT PAUL FRANCIS
Type	Private Party
Address	833 EARL RD, SHELBY, NC 28152

Agreement

Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 3, 2018
Property Address	614 GARDNER ST # 32, 32, GAFFNEY, SC 29341-1935
Document Number	0001051431
Book / Page	000105 / 001431
Instrument Date	Aug 3, 2018
Instrument	3770
Transaction Type	Transfer
Record Updated	Sep 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11533 LEIGH GLEN CIR CHARLOTTE NC 282693172, CHARLOTTE, NC 28269-3172

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$402.00 (+11.05%) Homeowner's exemption	$2,190 (-) Land $320 Building $1,870	$54,800 (-) Land $8,000 Building $46,800
2023	$362.00	$2,190 Land $320 Building $1,870	$54,800 Land $8,000 Building $46,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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