614 Enterprise St, Elgin, IL 60120 Property Records

Kane County property record for 614 Enterprise St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,267 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,677 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-476-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-476-011`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,267 sqft
Basement Area	1,267 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	614 ENTERPRISE ST
City	ELGIN
State	IL
Zip	60120-3933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR GROUND ADDN LOT 3 BLOCK 1
Legal Subdivision	FAIR GROUND ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4008
Census Tract	850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 ENTERPRISE ST, ELGIN, IL 60120-3933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2014
Deed Sale	Feb 14, 2014
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Document Number	20147690
Prior Transfer Date	Apr 20, 2005
Prior Transfer Doc	0000044854
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	614 ENTERPRISE ST, ELGIN, IL 60120-3933
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039138
Date	May 20, 2021
Instrument	2021K039138

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Feb 1, 2045

Interest

Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,677.00 (+15.81%) Homeowner's exemption
2024		$75,918 (+21.39%) Land $19,272 Building $56,646	$227,845 (+21.44%) Land $57,839 Building $170,006
2022	$4,902.00 (+4.72%) Homeowner's exemption	$62,539 (+6.96%) Land $15,876 Building $46,663	$187,617 (+6.96%) Land $47,628 Building $139,989
2021	$4,681.00 Homeowner's exemption	$58,470 Land $14,843 Building $43,627	$175,410 Land $44,529 Building $130,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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