614 Edwards Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 614 Edwards Rd, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,508 sqft · built 1973
Lot Size	0.281 acres (12,225 sqft)
Owner	Individual Name on Record
Tax Bill	$3,230 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-093-17180403`

Property Details

APN / Parcel Number

Primary APN	`03-093-17180403`
Alternative APNs	`3-093-17180403` `09317180403`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,052 sqft
Basement Area	456 sqft
Finished Basement	456 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,225 sqft (0.281 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	09317180403
Street Address	614 EDWARDS RD
City	ANNAPOLIS
State	MD
Zip	21409-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 102 PL 2 BEECHWOOD ON THE BURLEY
Legal Subdivision	BEECHWOOD ON THE BURLEY
Legal Block	1
Legal Lot Number	102
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	730902

Owner

Source: Anne Arundel County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 EDWARDS RD, ANNAPOLIS, MD 21409-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Apr 17, 2021	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2003
Deed Sale	May 30, 2003
Prior Sale	Aug 30, 1996 · Amount on Record
Deed Document Number	20037438
Deed Book / Page	13114 / 409
Transfer Doc	0131140409
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	614 EDWARDS RD, ANNAPOLIS, MD 21409-6022
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0343170176
Date	Mar 13, 2020
Book Page	34317/176

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	614 EDWARDS RD, ANNAPOLIS, MD 21409-6022
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0365770211
Date	Apr 17, 2021
Book Page	36577/211

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,667 (+5.03%)	$497,400 (-) Land $349,900 Building $147,500
2025	$3,230.00 (+2.44%) Homeowner's exemption	$451,933 (+9.08%)	$497,400 (+15.89%) Land $349,900 Building $147,500
2024	$3,153.00 (+24.82%)
2023	$2,526.00 Homeowner's exemption	$414,300	$429,200 Land $303,700 Building $125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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