614 Cloverfields Dr, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 614 Cloverfields Dr, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,512 sqft · built 1999
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2022)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-023455`

Property Details

APN / Parcel Number

Primary APN	`04-023455`
Alternative APNs	`4023455` `023455`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Deck Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023455
Street Address	614 CLOVERFIELDS DR
City	STEVENSVILLE
State	MD
Zip	21666-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 8-BLK W-PLAT 1 CLOVERFIELDS
Legal Subdivision	CLOVERFIELDS
Legal Block	W
Legal Lot Number	8
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2012
Census Tract	810800

Owner

614 Cloverfields Dr is owned and occupied by an individual who acquired it in June 2024.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	614 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jun 15, 2022	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Jul 14, 2006 · Amount on File
Deed Book / Page	4062 / 240
Last Transfer Date	Jun 3, 2024
Transfer Doc	0043920232
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	614 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2432
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE EXCELLENCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032510144
Date	Jan 24, 2020
Book Page	3251/144

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jun 15, 2022
Property Address	614 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2432
Document Number	0040620240
Book / Page	4062 / 240
Map Reference	MB 1 FO 52
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CLOVERFIELDS DR, STEVENSVILLE, MD 21666-2432

Mortgage

Document Number	0004062246
Date	Jun 15, 2022
Instrument	4062-246

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 614 Cloverfields Dr was $3,685.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,800 (+6.53%) Land $188,000 Building $228,800	$416,800 (-) Land $188,000 Building $228,800
2025	$3,685.00	$391,233	$416,800 Land $188,000 Building $228,800
2023	$3,203.00	$340,100 Land $166,200 Building $173,900	$340,100 Land $166,200 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Cloverfields Dr in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 153 policies
Nearby Flood Policies	153 in force
Nearby Flood Claims	32 (1979–2025)
Claims Outside the SFHA	10 of 32
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Cloverfields Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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