614 Cherry St, Clio, MI 48420 Property Records

Genesee County property record for 614 Cherry St, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1962
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$127,900 (Feb 2021)
Tax Bill	$2,442 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-14-551-040`

Property Details

APN / Parcel Number

Primary APN	`51-14-551-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	614 CHERRY ST
City	CLIO
State	MI
Zip	48420-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 40 HILLCREST PART OF SW 1/4 SEC 14 T9N R6E VILLAGE OF CLIO
Legal Range	06E
Legal Township	09N
Legal Section	14
Legal Subdivision	HILLCREST
Legal Lot Number	40
Jurisdiction	GENESEE MI
Township / Civil Division	CLIO
Census Block Group	1
Census Block	1007
Census Tract	10110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 CHERRY ST, CLIO, MI 48420-1218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jun 19, 2019	Warranty Deed, Transfer CALIBER HM LOANS
Jan 18, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	202110573
Prior Transfer Date	Dec 21, 2006
Prior Transfer Doc	0000108694
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 16, 2021
Property Address	614 CHERRY ST, CLIO, MI 48420-1218
Document Number	0000010573
Map Reference	LB 7 PG 34
Instrument Date	Feb 9, 2021
Instrument	202102160010573
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 CHERRY ST, CLIO, MI 48420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13011 NEFF RD, CLIO, MI 48420-1810

Mortgage

Document Number	0000015876
Date	Mar 8, 2021
Instrument	202103080015876

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 19, 2019
Property Address	614 CHERRY ST, CLIO, MI 48420-1218
Document Number	0000044653
Instrument Date	Jun 3, 2019
Instrument	44653
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$958.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CHERRY ST CLIO MI 484201218, CLIO, MI 48420-1218

Mortgage

Document Number	40999
Date	Jun 19, 2019
Instrument	40999

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 18, 2019
Property Address	614 CHERRY ST, CLIO, MI 48420-1218
Document Number	0000003011
Instrument Date	Dec 28, 2018
Instrument	3011
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3756 REAMER RD LAPEER MI 484467784, LAPEER, MI 48446-7784

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Clio City
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,000 (+9.5%)	$106,000 (+9.5%)
2025	$2,442.00 (-11.87%) Homeowner's exemption	$48,400 (-11.84%)	$96,800 (-11.84%)
2024	$2,771.00 (+88.12%)
2023		$54,900	$109,800
2021	$1,473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLIO serves 2,515 people · EPA ID MI0001490
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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