614 Cedarbrook Ct, Mount Airy, MD 21771 Property Records

Frederick County property record for 614 Cedarbrook Ct, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,236 sqft · built 1995
Lot Size	0.465 acres (20,252 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Sep 2020)
Tax Bill	$3,746 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-393301`

Property Details

APN / Parcel Number

Primary APN	`18-393301`
Alternative APN	`393301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,252 sqft (0.465 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	393301
Street Address	614 CEDARBROOK CT
City	MOUNT AIRY
State	MD
Zip	21771-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 43 SEC 1 PLAT 3 20,252 SQ. FT. SUMMERWOOD
Legal Subdivision	SUMMERWOOD
Legal Lot Number	43
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	2
Census Block	2001
Census Tract	752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

614 Cedarbrook Ct is owned and occupied by an individual who bought it in September 2020.

Source: Frederick County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	614 CEDARBROOK CT, MOUNT AIRY, MD 21771-2852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Sep 28, 2020	Deed, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jul 18, 2019	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Jun 19, 2001 · Amount on File
Deed Book / Page	14111 / 362
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	614 CEDARBROOK CT, MOUNT AIRY, MD 21771-2852
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120250194
Date	Sep 13, 2017
Book Page	12025/0194
Instrument	12025-0194

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	614 CEDARBROOK CT, MOUNT AIRY, MD 21771-2852
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CEDARBROOK CT, MOUNT AIRY, MD 21771-2852

Mortgage

Document Number	0157150364
Date	Feb 9, 2022
Book Page	15715/364

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Sep 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 28, 2020
Property Address	614 CEDARBROOK CT, MOUNT AIRY, MD 21771-2852
Document Number	0141110362
Book / Page	14111 / 362
Map Reference	MB 50 PG 21
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	614 CEDARBROOK CT, MOUNT AIRY, MD 21771-2852

Mortgage

Document Number	14111371
Date	Sep 28, 2020
Instrument	14111/371

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	614 CEDARBROOK CT, MOUNT AIRY, MD 21771-2852
Document Number	0131240165
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CEDARBROOK CT MOUNT AIRY MD 217712852, MOUNT AIRY, MD 21771-2852

Mortgage

Document Number	0131240165
Date	Aug 5, 2019
Book Page	013124/000165

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 614 Cedarbrook Ct was $3,746 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Mount Airy Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,267 (+7.32%)	$399,800 (-) Land $142,000 Building $257,800
2025	$3,746.00 Homeowner's exemption	$348,733	$399,800 Land $142,000 Building $257,800
2023	$4,234.00 Homeowner's exemption	$310,800	$323,200 Land $121,500 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 614 Cedarbrook Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Cedarbrook Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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