614 Bluff St, Delta, CO 81416 Property Records

Delta County property record for 614 Bluff St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 780 sqft · built 1951
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$268,830 (Dec 2024)
Tax Bill	$793 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R012334`

Property Details

APN / Parcel Number

Primary APN	`R012334`
Alternative APN	`345519221003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	780 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R012334
Street Address	614 BLUFF ST
City	DELTA
State	CO
Zip	81416-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	614 BLUFF ST DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: 8 LOT: 9 AND:- LOT: 10 GARNET MESA SUBD DELTA BLK 8 LT 9 & 10 SEC 19 T15S R95 W 6PM BK 516 PG 681 BK 439 PG 1317 BK 669 PG 677 BK 667 PG 121 BK 703 PGS 501 & 502
Legal Subdivision	GARNET MESA SUBDIVISION
Legal Block	8
Legal Lot Number	9
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2042
Census Tract	965100

Owner

614 Bluff St is owned and occupied by two individuals who bought it in December 2024.

Source: Delta County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	614 BLUFF ST, DELTA, CO 81416-3619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 29, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 31, 2017	Warranty Deed, Transfer HERITAGE TITLE LT, HERITAGE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	2024757178
Prior Transfer Date	Jul 9, 2021
Prior Transfer Doc	731210
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Jul 26, 2021
Property Address	614 BLUFF ST, DELTA, CO 81416-3619
Document Number	731210
Instrument Date	Jul 9, 2021
Instrument	731210
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 BLUFF ST, DELTA, CO 81416-3619

Mortgage

Document Number	731211
Date	Jul 26, 2021
Instrument	731211

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jun 29, 2018
Property Address	614 BLUFF ST, DELTA, CO 81416-3619
Document Number	0000704390
Instrument Date	Jun 28, 2018
Instrument	704390
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13, OLATHE, CO 81425-0013

Mortgage

Document Number	0000704391
Date	Jun 29, 2018
Instrument	704391

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 31, 2017
Property Address	614 BLUFF ST, DELTA, CO 81416-3619
Document Number	0000695580
Instrument Date	May 24, 2017
Instrument	695580
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount on Record
Tax	$7.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	614 BLUFF ST, DELTA, CO 81416-3619

Tax Assessment & Valuation

The 2025 property tax bill for 614 Bluff St was $793, up 37.2% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00 (+37.2%)	$11,660 (+33.32%) Land $3,125 Building $8,535	$186,554 (+42.91%) Land $50,000 Building $136,554
2024	$578.00 (+3.96%)	$8,746 (-) Land $2,357 Building $6,389	$130,540 (-) Land $35,178 Building $95,362
2023	$556.00 (+6.11%)	$8,746 (+7.64%) Land $2,357 Building $6,389	$130,540 (+11.67%) Land $35,178 Building $95,362
2022	$524.00	$8,125 Land $3,128 Building $4,997	$116,894 Land $45,000 Building $71,894

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 614 Bluff St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 Bluff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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