614 Belmont Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 614 Belmont Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,229 sqft · built 2016
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-31-05-0-00023-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-31-05-0-00023-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,229 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	65,776 sqft (1.51 acres)
Pool Area	800 sqft
Patio Area	544 sqft

Location & Zoning

Street Address	614 BELMONT RD
City	HERNANDO
State	MS
Zip	38632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BELMONT ESTATES LOT 23
Legal Range	07
Legal Township	03
Legal Section	31
Legal Subdivision	BELMONT ESTATES
Legal Lot Number	23
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2005
Census Tract	71124

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	614 BELMONT ESTATES DR, HERNANDO, MS 38632-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIORITYONE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2014
Deed Sale	Apr 14, 2014
Deed Document Number	0000732246
Deed Book / Page	0732 / 246
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	614 BELMONT ESTATES DR, HERNANDO, MS 38632-6122
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170614010174900
Date	Jun 14, 2017
Instrument	20170614010174900

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	614 BELMONT ESTATES DR, HERNANDO, MS 38632-6122
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 BELMONT ESTATES DR, HERNANDO, MS 38632-6122

Mortgage

Document Number	005092/434
Date	Nov 18, 2020
Book Page	5092/434

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,642.00 (+20.31%)	$35,245 (+42.59%) Land $3,500 Building $31,745	$352,445 (+42.59%) Land $35,000 Building $317,445
2023	$2,196.00	$24,718	$247,180 Land $35,000 Building $212,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 60% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Belmont Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures