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614 Bayfront Ter, Sebastian, FL 32958 Property Records

Indian River County property record for 614 Bayfront Ter, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,286 sqft · built 1982
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$319,000 (Sep 2022)
Tax Bill$4,192 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-38-24-00001-2580-00002.0

Property Details

APN / Parcel Number

Primary APN31-38-24-00001-2580-00002.0
Alternative APN
  • 22144

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,286 sqft Living Area
1st Floor Area1,286 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGambrel
Roof MaterialShingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area528 sqft
DrivewayDriveway
Driveway Area900 sqft

Exterior Amenities

PorchOpen Porch
Porch Area268 sqft
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number22144
Street Address614 BAYFRONT TER
CitySEBASTIAN
StateFL
Zip32958-5927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT NO 10 BLK 258 LOT 2 PBI 6-37C
Legal Range38
Legal Township31
Legal Section24
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 10
Legal Block258
Legal Lot Number2
Legal Unit10
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2046
Census Tract50809

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address614 BAYFRONT TER, SEBASTIAN, FL 32958-5927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 1, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF ENGLAND
Dec 13, 2018Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2022 · Amount on Record
Deed SaleSep 18, 2022 · Amount on Record
Prior SaleDec 13, 2018 · Amount on Record
Deed Document Number0003569828
Deed Book / Page3569 / 828
Prior Transfer DateSep 7, 2022
Prior Transfer Doc3120220055046
Record UpdatedJun 8, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 7, 2022
Property Address614 BAYFRONT TER, SEBASTIAN, FL 32958-5927
Document Number0035690828
Book / Page3569 / 828
Map ReferenceMB 6 PG 37
Instrument DateAug 18, 2022
Instrument3120220055046
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyHOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,233.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address611 EASTON FOREST CIR SE, 611, PALM BAY, FL 32909-6881

Transferred To (Grantee/Buyer)

NameVerified Name
Address614 BAYFRONT TER, SEBASTIAN, FL 32958-5927

Mortgage

Document Number0003569831
DateSep 7, 2022
Instrument3569/831
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address614 BAYFRONT TER, SEBASTIAN, FL 32958-5927
Document Number0033170883
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address614 BAYFRONT TER SEBASTIAN FL 329585927, SEBASTIAN, FL 32958-5927

Mortgage

Document Number0033170883
DateJul 9, 2020
Book Page003317/000883
Instrument38817
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 8, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 13, 2018
Property Address614 BAYFRONT TER, SEBASTIAN, FL 32958-5927
Document Number0031700368
Book / Page3170 / 0368
Map ReferenceMB6 PG37
Instrument DateDec 10, 2018
Instrument3120180074864
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyALLIANCE TITLE OF THE TREASU

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,452.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12770 79TH AVE, 12770, SEBASTIAN, FL 32958-3692

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address614 BAYFRONT TER, SEBASTIAN, FL 32958-5927

Mortgage

Document Number3120180074865
DateDec 13, 2018
Instrument3120180074865
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,192.00 (+16.93%)$261,802 (+5.99%)$270,228 (+9.4%) Land $57,800 Building $212,428
2023$3,585.00 (+62.44%)$247,014 (+51.61%) Land $54,400 Building $192,614$247,014 (+22.32%) Land $54,400 Building $192,614
2022$2,207.00$162,928$201,949 Land $30,600 Building $171,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

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