614 Academy St E, Wilson, NC 27893 Property Records

Wilson County property record for 614 Academy St E, Wilson, NC 27893

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1980
Lot Size	0.176 acres (7,667 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Jan 2026)
Tax Bill	$702 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3722-50-9547.000`

Property Details

APN / Parcel Number

Primary APN	`3722-50-9547.000`
Alternative APNs	`3722509547` `1028238`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	952 sqft Heated Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 63 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	614 ACADEMY ST E
City	WILSON
State	NC
Zip	27893-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR6
Legal Description	614 ACADEMY ST E 1.00LT
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	3
Census Block	3006
Census Tract	702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Wilson Historic District listed 1988 · 868 contributing resources · NRIS 88000371

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wilson County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4401 MERIDIAN DR, CHARLOTTE, NC 28216-2320
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL LENDER LLC
Jan 7, 2026	Deed, Transfer · Line of Credit EQUITY TRUST COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Oct 1, 2007 · Amount on Record
Deed Book / Page	3154 / 132
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Recording Date	May 8, 2026
Property Address	614 ACADEMY ST E, WILSON, NC 27893-4212
Document Number	3174000376
Book / Page	3174 / 376
Instrument Date	May 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4401 MERIDIAN DR, CHARLOTTE, NC 28216-2320

Mortgage

Document Number	3174000376,
Date	May 8, 2026
Book Page	3174/376

Lender

Name	COMMERCIAL LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WILSON NC
Recording Date	Jan 7, 2026
Property Address	614 ACADEMY ST E, WILSON, NC 27893-4212
Document Number	003154/132
Book / Page	3154 / 132
Instrument Date	Dec 31, 2025
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 MERIDIAN DR, CHARLOTTE, NC 28216-2320

Mortgage

Document Number	0003154136
Date	Jan 7, 2026
Instrument	3154/136

Lender

Name	EQUITY TRUST COMPANY
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,722 (-) Land $10,000 Building $52,722	$62,722 (-) Land $10,000 Building $52,722
2025	$702.00	$62,722 (-) Land $10,000 Building $52,722	$62,722 (-) Land $10,000 Building $52,722
2024	$702.00 (+47.17%)	$62,722 Land $10,000 Building $52,722	$62,722 Land $10,000 Building $52,722
2021	$477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
City of Wilson Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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