614 8th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 614 8th Ave N, Saint Cloud, MN 56303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1930
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2026)
Tax Bill	$2,078 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-48115-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48115-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	912 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Width	66 ft Width
Garage Area	225 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	614 8TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLK 090 LOWRY'S ADD SECTION 11 TOWNSHIP 124 RANGE 028 SECTION 11 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	LOWRYS ADD
Legal Block	90
Legal Lot Number	3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4018
Census Tract	801

Owner

Source: Stearns County records · APN 82-48115-0000

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	614 8TH AVE N, SAINT CLOUD, MN 56303-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 05, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Mar 05, 2018 · Amount on Record
Deed Document Number	20261715308
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 17, 2026
Property Address	614 8TH AVE N, SAINT CLOUD, MN 56303-3532
Document Number	0001715308
Instrument Date	Jun 15, 2026
Instrument	20261715308
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 8TH AVE N, SAINT CLOUD, MN 56303-3532

Mortgage

Document Number	0001715309,
Date	Jun 17, 2026
Instrument	20261715309

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 05, 2018
Property Address	614 8TH AVE N, SAINT CLOUD, MN 56303-3532
Document Number	00A1515819
Instrument Date	Feb 16, 2018
Instrument	A1515819
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 8TH AVE N, SAINT CLOUD, MN 56303-3532

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,078.00 (+30.2%)
2025		$168,500 (+8.08%) Land $30,000 Building $138,500	$168,500 (+8.08%) Land $30,000 Building $138,500
2023	$1,596.00	$155,900 Land $30,000 Building $125,900	$155,900 Land $30,000 Building $125,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450008014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 1997, river or lake flooding, Severe Flooding, High Winds,severe Storms

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 546 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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