614 5th Ave E, Cresco, IA 52136 Property Records

Howard County property record for 614 5th Ave E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 774 sqft · built 1889
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Oct 2018)
Tax Bill	$930 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320060512000000`

Property Details

APN / Parcel Number

Primary APN	`320060512000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	774 sqft Living Area
Basement Area	484 sqft
Unfinished Basement	484 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Attached
Garage Area	176 sqft
Porch	Slab
Porch Area	30 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	614 5TH AVE E
City	CRESCO
State	IA
Zip	52136-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 5 BERGS ADDN
Legal Subdivision	BERGS ADDN
Legal Block	5
Legal Lot Number	12
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3052
Census Tract	960100

Owner

Source: Howard County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 5TH AVE E, CRESCO, IA 52136-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit CUSB BANK
Oct 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	Jun 6, 2014 · Amount on Record
Deed Document Number	20181518
Deed Book / Page	2018 / 1518
Last Transfer Date	Apr 10, 2024
Transfer Doc	002024/478
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jun 25, 2026
Property Address	614 5TH AVE E, CRESCO, IA 52136-1320
Document Number	0000000860
Book / Page	2026 / 860
Instrument Date	May 29, 2026
Instrument	2026860
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,928.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 5TH AVE E, CRESCO, IA 52136-1320

Mortgage

Document Number	0000000861,
Date	Jun 25, 2026
Instrument	2026861

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	614 5TH AVE E, CRESCO, IA 52136-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001519
Date	Oct 9, 2018
Book Page	0000002018/0000001519
Instrument	000000001519

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Oct 9, 2018
Property Address	614 5TH AVE E, CRESCO, IA 52136-1320
Document Number	02018/1518
Book / Page	2018 / 1518
Instrument Date	Oct 9, 2018
Instrument	20181518
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 5TH AVE E, CRESCO, IA 52136-1320

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$930.00	$56,640 (+12.25%) Land $7,280 Building $49,360	$56,640 (+12.25%) Land $7,280 Building $49,360
2024	$930.00 (+2.2%)
2023		$50,460 (+18.95%) Land $7,280 Building $43,180	$50,460 (+18.95%) Land $7,280 Building $43,180
2022	$910.00	$42,420 Land $7,280 Building $35,140
2021			$42,420 Land $7,280 Building $35,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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