614 2nd St, Culpeper, VA 22701 Property Records

Culpeper County property record for 614 2nd St, Culpeper, VA 22701

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.105 acres (4,556 sqft)
Owner	Individual Name on File
Last Sale	$434,500 (May 2026)
Tax Bill	$208 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-A-6A-1-5`

Property Details

APN / Parcel Number

Primary APN	`40-A-6A-1-5`
Alternative APN	`26863`

Exterior

Lot Area	4,556 sqft (0.105 acres)

Location & Zoning

Account Number	26863
Street Address	614 2ND ST
City	CULPEPER
State	VA
Zip	22701-2139
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R2
Legal Description	WEST CULPEPER LOT 15 BLK A
Legal Block	A
Legal Lot Number	15
Jurisdiction	CULPEPER VA
Township / Civil Division	WEST FAIRFAX
Census Block Group	1
Census Block	1002
Census Tract	930203

Owner

614 2nd St, residential vacant land, is owned and occupied by an individual who bought it in May 2026.

Source: Culpeper County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	614 2ND ST, CULPEPER, VA 22701-2139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Deed Document Number	20262561
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CULPEPER VA
Recording Date	May 18, 2026
Property Address	614 2ND ST, CULPEPER, VA 22701-2139
Document Number	0000002561
Instrument Date	May 12, 2026
Instrument	20262561
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,884.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	614 2ND ST, CULPEPER, VA 22701-2139

Mortgage

Document Number	0000002562,
Date	May 18, 2026
Instrument	20262562

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 614 2nd St was $208, up 0.5% from the year before.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Municipality	Culpeper Town
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$208.00 (+0.48%)	$48,300 Land $48,300	$48,300 Land $48,300
2024	$207.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 614 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 614 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25