614 14th St N, Moorhead, MN 56560 Property Records

Clay County property record for 614 14th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,249 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2023)
Tax Bill	$2,464 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.319.1580`

Property Details

APN / Parcel Number

Primary APN	`58.319.1580`

Exterior

Lot Area	11,249 sqft (0.26 acres)

Location & Zoning

Street Address	614 14TH ST N
City	MOORHEAD
State	MN
Zip	56560-2152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 LOTS 16 TO 18 21
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	HOLES 2ND ADD
Legal Block	21
Legal Lot Number	16
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2006
Census Tract	30300

Owner

Source: Clay County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	614 14TH ST N, MOORHEAD, MN 56560-2152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING
Aug 11, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	20231567528
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Recording Date	Sep 21, 2026
Property Address	614 14TH ST N, MOORHEAD, MN 56560-2152
Document Number	0000868337
Instrument Date	Sep 14, 2026
Instrument	2026868337
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 14TH ST N, MOORHEAD, MN 56560-2152

Mortgage

Document Number	0000868337,
Date	Sep 21, 2026
Instrument	2026868337

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 11, 2023
Property Address	614 14TH ST N, MOORHEAD, MN 56560-2152
Document Number	0000839870
Instrument Date	Aug 11, 2023
Instrument	839870
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 14TH ST N, MOORHEAD, MN 56560-2152

Mortgage

Document Number	0000839871
Date	Aug 11, 2023
Instrument	839871

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Mar 20, 2017
Property Address	614 14TH ST N, MOORHEAD, MN 56560-2152
Document Number	0000766818
Instrument Date	Mar 17, 2017
Instrument	766818
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE COMPANY OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.57
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 14TH ST N, MOORHEAD, MN 56560-2152

Mortgage

Document Number	0000766819
Date	Mar 20, 2017
Instrument	766819

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,464.00 (+84.43%)	$126,100 (+5.35%) Land $42,500 Building $83,600	$126,100 (+5.35%) Land $42,500 Building $83,600
2025		$119,700 (+13.35%) Land $49,700 Building $70,000	$119,700 (+13.35%) Land $49,700 Building $70,000
2023	$1,336.00 Homeowner's exemption	$105,600 Land $42,100 Building $63,500	$105,600 Land $42,100 Building $63,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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