6138 Telegraph Rd, Elkton, MD 21921 Property Records

Cecil County property record for 6138 Telegraph Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,393 sqft · built 1952
Lot Size	0.669 acres (29,141 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Feb 2023)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-008286`

Property Details

APN / Parcel Number

Primary APN	`04-008286`
Alternative APNs	`4008286` `008286`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,393 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	29,141 sqft (0.669 acres)
Garage Type	Basement
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	512 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	008286
Street Address	6138 TELEGRAPH RD
City	ELKTON
State	MD
Zip	21921-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	.669 ACRE 6138 TELEGRAPH ROAD E OF APPLETON
Legal Subdivision	SILVER MANOR
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	1
Census Block	1023
Census Tract	30602

Owner

Source: Cecil County records · APN 04-008286

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE
Jan 30, 2024	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 30, 2024	Intrafamily Transfer, Transfer
Feb 15, 2023	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Nov 09, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 09, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Mar 20, 1996
Deed Book / Page	5294 / 140
Last Transfer Date	Jan 30, 2024
Transfer Doc	5425000246
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958

Mortgage

Document Number	0054290280
Date	Feb 14, 2024
Book Page	5429/280

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jan 30, 2024
Property Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958
Document Number	0054240325
Book / Page	5424 / 325
Map Reference	LB 5294 FO 140
Instrument Date	Jan 03, 2024
Transaction Type	Transfer
Record Updated	Feb 07, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Jan 30, 2024
Property Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958
Document Number	0054250246
Book / Page	5425 / 246
Map Reference	LB NDS 35 FO 168
Instrument Date	Jan 03, 2024
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 15, 2023
Property Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958
Document Number	0052940140
Book / Page	5294 / 140
Map Reference	LB 35 FO 168
Instrument Date	Feb 14, 2023
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958

Mortgage

Document Number	0052940146
Date	Feb 15, 2023
Book Page	5294/146

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Nov 09, 2020
Property Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958
Document Number	0047210417
Book / Page	004721 / 000417
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	Dec 01, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6138 TELEGRAPH RD ELKTON MD 219212958, ELKTON, MD 21921-2958

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Nov 09, 2020
Property Address	6138 TELEGRAPH RD, ELKTON, MD 21921-2958
Document Number	0047210412
Book / Page	004721 / 000412
Instrument Date	Oct 21, 2020
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 TELEGRAPH RD ELKTON MD 219212958, ELKTON, MD 21921-2958

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,533 (+7.94%)	$317,200 (+23.81%) Land $79,000 Building $238,200
2025	$2,833.00 (+44.69%)	$256,200 (+7.65%) Land $79,000 Building $177,200	$256,200 (-) Land $79,000 Building $177,200
2023	$1,958.00	$238,000	$256,200 Land $79,000 Building $177,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), as of May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150306021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2004 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 35 locations within half a mile of this property.

Nearby Properties on Telegraph Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures