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6138 SE Black Oak Ln, Stuart, FL 34997 Property Records

Martin County property record for 6138 SE Black Oak Ln, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,246 sqft · built 1999
Lot Size0.305 acres (13,286 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Jan 2021)
Tax Bill$5,317 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-461-000-0010.0-9-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-461-000-0010.0-9-0000
Alternative APNs
  • 55-38-41-461-000-00100-9
  • 45197

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,246 sqft Living Area
Gross Area2,729 sqft
1st Floor Area2,246 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,286 sqft (0.305 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area300 sqft
PorchOpen Concrete/Masonry Porch
Porch Area354 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45197
Street Address6138 SE BLACK OAK LN
CitySTUART
StateFL
Zip34997-6377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionSOUTHWOOD LOT 10
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionSOUTHWOOD
Legal Block1
Legal Lot Number10
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1002
Census Tract1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6138 SE BLACK OAK LN, STUART, FL 34997-6377
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2021 · Amount on File
Deed SaleJan 20, 2021 · Amount on File
Prior SaleSep 9, 1999 · Amount on File
Deed Document Number20212862966
Deed Book / Page3190 / 2961
Prior Transfer DateSep 10, 1998
Prior Transfer Doc1351000888
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateJan 20, 2021
Property Address6138 SE BLACK OAK LN, STUART, FL 34997-6377
Document Number0031902961
Book / Page3190 / 2961
Map ReferenceMB 12 PG 28
Instrument DateJan 19, 2021
Instrument2862966
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3644 N ECONLOCKHATCHEE TRL, 3644, ORLANDO, FL 32817-1673

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6138 SE BLACK OAK LN, STUART, FL 34997-6377

Mortgage

Document Number0031902963
DateJan 20, 2021
Instrument3190/2963
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,317.00 (-0.67%) Additional exemption filed$349,648 (+5.99%)$598,770 (+7.49%) Land $230,000 Building $368,770
2024$5,353.00 (+2.06%)
2023$5,245.00 (+3.62%) Additional exemption filed$329,898 (+3%)$557,070 (+29.3%) Land $225,000 Building $332,070
2022$5,062.00 Homeowner's exemption$320,290$430,820 Land $202,000 Building $228,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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