St. Louis County property record for 6138 Rose Rd, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,920 sqft · built 1987 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,446 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 530-0010-01968 |
| Primary APN | 530-0010-01968 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Gross Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 1,584 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 63 sqft |
| Storage Building | 1,040 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 67993 |
|---|---|
| Street Address | 6138 ROSE RD |
| City | DULUTH |
| State | MN |
| Zip | 55810-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | E1/2 OF NW1/4 OF NE1/4 SERIAL # |
| Legal Range | 16W |
| Legal Township | 50N |
| Legal Section | 11 |
| Legal Subdivision | SOLWAY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | SOLWAY |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 11102 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6138 ROSE RD, DULUTH, MN 55810-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Nov 13, 2018 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional with PMI AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6138 ROSE RD, DULUTH, MN 55810-4514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001440745 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 1440745 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6138 ROSE RD, DULUTH, MN 55810-4514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001344530 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 1344530 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6138 ROSE RD, DULUTH, MN 55810-4514 |
| Document Number | 00A1314278 |
| Instrument Date | Jul 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6138 ROSE RD DULUTH MN 558104514, DULUTH, MN 55810-4514 |
| Document Number | 00A1314278 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | A1314278 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jul 30, 2029 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Solway Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,446.00 (+4.25%) Homeowner's exemption | ||
| 2025 | $5,224.00 (+9.7%) Homeowner's exemption | $522,100 (+8.43%) Land $66,900 Building $455,200 | $522,100 (+8.43%) Land $66,900 Building $455,200 |
| 2024 | $4,762.00 | $481,500 (+18.25%) Land $64,400 Building $417,100 | $481,500 (+18.25%) Land $64,400 Building $417,100 |
| 2022 | $407,200 Land $49,600 Building $357,600 | $407,200 Land $49,600 Building $357,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Fiber | 2,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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