6138 Jean Duluth Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6138 Jean Duluth Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,313 sqft · built 1932
Lot Size	4.49 acres (195,584 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2023)
Tax Bill	$2,248 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2023 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`485-0010-05052`

Property Details

APN / Parcel Number

Primary APN	`485-0010-05052`
Alternative APNs	`1052255` `1155133`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,313 sqft Gross Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Wood
Construction Type	Frame
Lot Area	195,584 sqft (4.49 acres)
Garage Area	1,600 sqft

Exterior Amenities

Porch	Porch
Porch Area	154 sqft
Deck Area	224 sqft
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1155133
Street Address	6138 JEAN DULUTH RD
City	DULUTH
State	MN
Zip	55803-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N1/2 OF SW1/4 OF SW1/4 DESCRIBED ASFOLLOWS BEG AT SW COR THENCE N ALONG WLINE 494.12 FT THENCE S84DEG12'31"E315.22 FT THENCE
Legal Range	13W
Legal Township	52N
Legal Section	30
Legal Subdivision	NORMANNA TOWN OF 52-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORMANNA
Census Block Group	1
Census Block	1088
Census Tract	10601

Owner

6138 Jean Duluth Rd is owned by an individual who bought it in September 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1016 SANIBEL DR, HOLLYWOOD, FL 33019-5034
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit COMPEER FINANCIAL FLCA
Sep 21, 2023	Warranty Deed, Transfer · Line of Credit STACY SMITH
Dec 8, 2021	Warranty Deed, Transfer · Commercial Mortgage COMPEER FINANCIAL FLCA
Jan 8, 2020	Deed of Trust, Mortgage AMERICAN BK/THE NORTH
Aug 18, 2017	Deed with Mortgage, Transfer NB CUTTING HORSES LLC
Jun 22, 2017	Warranty Deed, Transfer AMERICAN BK/THE NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Dec 8, 2021 · Amount on File
Deed Document Number	20231474602
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	0001373113
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6138 JEAN DULUTH RD, DULUTH, MN 55803-9742
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001460022
Date	Jan 9, 2023
Instrument	1460022

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2023
Property Address	6138 JEAN DULUTH RD, DULUTH, MN 55803-9742
Document Number	0001474602
Instrument Date	Sep 12, 2023
Instrument	1474602
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,227.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 JEAN DULUTH RD, DULUTH, MN 55803-9742

Mortgage

Document Number	0001474603
Date	Sep 21, 2023
Instrument	1474603

Lender

Name	STACY SMITH
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Sep 12, 2025

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 8, 2021
Property Address	6138 JEAN DULUTH RD, DULUTH, MN 55803-9742
Document Number	0001431979
Instrument Date	Nov 24, 2021
Instrument	1431979
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,557.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6138 JEAR 12TH RD, DULUTH, MN 55803

Mortgage

Document Number	0001431980
Date	Dec 8, 2021
Instrument	1431980

Lender

Name	COMPEER FINANCIAL FLCA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6138 JEAN DULUTH RD, DULUTH, MN 55803-9742
Document Number	00A1373114
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 S MULBERRY CT GOLD CANYON AZ 851182019, GOLD CANYON, AZ 85118-2019

Mortgage

Document Number	00A1373114
Date	Feb 7, 2020
Instrument	A1373114

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Amount	Amount on Record
Term	24 Months
Due	Feb 6, 2022

August 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Aug 18, 2017
Property Address	6138 JEAN DULUTH RD, DULUTH, MN 55803-9742
Instrument Date	Jul 31, 2017
Instrument	A1315779
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,557.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2215 E SUPERIOR ST DULUTH MN 558122142, DULUTH, MN 55812-2142

Mortgage

Document Number	00A1315779
Date	Aug 18, 2017
Instrument	A1315779

Lender

Name	NB CUTTING HORSES LLC
Address	9364 E SKYLINE TRL, GOLD CANYON, AZ 85118-2063

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 17, 2022

Interest

Rate	6%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2017
Property Address	6138 JEAN DULUTH RD, DULUTH, MN 55803-9742
Document Number	00A1311678
Instrument Date	Jun 1, 2017
Instrument	A1311678
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,227.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9364 E SKYLINE TRL GOLD CANYON AZ 851182063, GOLD CANYON, AZ 85118-2063
Investor	Possibly a Property Investor

Mortgage

Document Number	A1311933
Date	Jun 22, 2017
Instrument	A1311933

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	HIBBING, MN 55746

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 21, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 6138 Jean Duluth Rd was $2,248, up 1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Normanna Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,248.00 (+9.98%)
2025	$2,044.00	$215,300 (+14.16%) Land $72,200 Building $143,100	$215,300 (+14.16%) Land $72,200 Building $143,100
2024		$188,600 Land $63,800 Building $124,800	$188,600 Land $63,800 Building $124,800
2023	$2,074.00
2022		$185,100 Land $61,300 Building $123,800	$185,100 Land $61,300 Building $123,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6138 Jean Duluth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6138 Jean Duluth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

May also be available: Mediacom Xtream.

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