6135 Beaver River Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6135 Beaver River Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft
Lot Size	19.3 acres (844,628 sqft)
Owner	Individual Name on Record
Tax Bill	$2,280 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`365-0010-04535`

Property Details

APN / Parcel Number

Primary APN	`365-0010-04535`
Alternative APN	`65234`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	844,628 sqft (19.3 acres)

Exterior Amenities

Porch	Porch
Porch Area	310 sqft
Deck Area	Deck Area
Storage Building	96 sqft
Pole Barn	1,728 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	65234
Street Address	6135 BEAVER RIVER RD
City	DULUTH
State	MN
Zip	55803-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	N 1/2 OF S 1/2 OF SW 1/4 EX SLY 40 FT &EX NLY 300 FT SERIAL #
Legal Range	15W
Legal Township	52N
Legal Section	25
Legal Subdivision	FREDENBERG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	2
Census Block	2015
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6135 BEAVER RIVER RD, DULUTH, MN 55803-9472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jan 13, 2020	Deed of Trust, Mortgage · Conventional with PMI CAMBRIA MTG
Feb 8, 2019	Deed of Trust, Mortgage · Conventional with PMI CAMBRIA MTG
Jul 11, 2018	Deed of Trust, Mortgage · Conventional with PMI CAMBRIA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6135 BEAVER RIVER RD, DULUTH, MN 55803-9472
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001423536
Date	Sep 2, 2021
Instrument	1423536

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6135 BEAVER RIVER RD, DULUTH, MN 55803-9472
Document Number	00A1372213
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6135 BEAVER RIVER RD DULUTH MN 558039472, DULUTH, MN 55803-9472

Mortgage

Document Number	00A1372213
Date	Jan 27, 2020
Instrument	A1372213

Lender

Name	CAMBRIA MTG
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6135 BEAVER RIVER RD, DULUTH, MN 55803-9472
Document Number	0001350251
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6135 BEAVER RIVER RD DULUTH MN 558039472, DULUTH, MN 55803-9472

Mortgage

Document Number	0001350251
Date	Feb 19, 2019
Instrument	1350251

Lender

Name	CAMBRIA MTG
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6135 BEAVER RIVER RD, DULUTH, MN 55803-9472
Document Number	00A1337330
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6135 BEAVER RIVER RD DULUTH MN 558039472, DULUTH, MN 55803-9472

Mortgage

Document Number	00A1337330
Date	Jul 26, 2018
Instrument	A1337330

Lender

Name	CAMBRIA MTG
Type	Mortgage Company
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,280.00 (-0.87%) Homeowner's exemption Disabled Person's exemption
2025	$2,300.00 (+9.84%) Homeowner's exemption Disabled Person's exemption	$260,700 (-4.89%) Land $122,500 Building $138,200	$260,700 (-4.89%) Land $122,500 Building $138,200
2024	$2,094.00	$274,100 (+19.28%) Land $102,100 Building $172,000	$274,100 (+19.28%) Land $102,100 Building $172,000
2022		$229,800 Land $88,200 Building $141,600	$229,800 Land $88,200 Building $141,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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