6132 Summit St, Tilghman, MD 21671 Property Records

Talbot County property record for 6132 Summit St, Tilghman, MD 21671

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1980
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,500 (Jun 2022)
Tax Bill	$3,094 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`05-176840`

Property Details

APN / Parcel Number

Primary APN	`05-176840`
Alternative APNs	`5176840` `176840`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	448 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	176840
Street Address	6132 SUMMIT ST
City	TILGHMAN
State	MD
Zip	21671-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68-75X150 N/S TAYLOR AVE NORTH TILGHMAN
Legal Subdivision	NORTH TILGHMAN
Legal Lot Number	68
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	2
Census Block	2016
Census Tract	960800

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 JOSEPH ST, WEST NORRITON, PA 19403-3313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed, Transfer · ARM PROVIDENT STATE BANK INC
Aug 5, 2020	Grant Deed, Transfer ATLANTIC TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Book / Page	2986 / 47
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jun 22, 2022
Property Address	6132 SUMMIT ST, TILGHMAN, MD 21671-1166
Document Number	0029860047
Book / Page	2986 / 47
Map Reference	MB 4
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	NOT AVAILABLE, VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 JOSEPH ST, WEST NORRITON, PA 19403-3313

Mortgage

Document Number	0002986052
Date	Jun 22, 2022
Instrument	2986-052

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 5, 2020
Property Address	6132 SUMMIT ST, TILGHMAN, MD 21671-1166
Document Number	0027310341
Book / Page	002731 / 000341
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATLANTIC TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6132 SUMMIT ST TILGHMAN MD 216711166, TILGHMAN, MD 21671-1166

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,094.00 (+15.49%)	$335,667 (+47.24%)	$416,400 (+41.01%) Land $98,900 Building $317,500
2025	$2,679.00 (+37.38%)
2023	$1,950.00	$227,967	$295,300 Land $69,200 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	88 (1979–2024)
Claims Outside the SFHA	17 of 88
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Easton Velocity.

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