Yates County and Starkey Town property record for 6132 Reading Rd, Rock Stream, NY 14878
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,592 sqft · built 1970 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Jan 2001) |
| Tax Bill | $3,092 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0102-000 |
| Primary APN | 0102-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,592 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| 2nd Floor Area | 1,296 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Width | 208 ft Width |
| Garage Type | Attached |
| Garage Area | 208 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 208 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0102-000 |
|---|---|
| Street Address | 6132 READING RD |
| City | ROCK STREAM |
| State | NY |
| Zip | 14878-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 06 - INDUS |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | STARKEY |
| Census Block Group | 4 |
| Census Block | 4113 |
| Census Tract | 150101 |
Source: Yates County and Starkey Town records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6132 READING RD, ROCK STREAM, NY 14878-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE COMPANY |
| Aug 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2001 · Amount on Record |
| Deed Sale | Jan 2, 2001 · Amount on Record |
| Deed Book / Page | 445 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | Aug 27, 2026 |
| Property Address | 6132 READING RD, ROCK STREAM, NY 14878-9716 |
| Document Number | 0000021218 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202621218 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1959 CULHANE RD, PENN YAN, NY 14527-9021 |
| Document Number | 0000021218, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202621218 |
| Name | CNB MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 6132 READING RD, ROCK STREAM, NY 14878-9716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | MT1133/084 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | MT 1133/084 |
| Instrument | 2019-00001931 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Yates County and Starkey Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Starkey Town |
| Unified School District | Dundee Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,092.00 (-12.58%) Homeowner's exemption | ||
| 2025 | $3,537.00 (+42.39%) | $200,000 (+42.86%) Land $29,000 Building $171,000 | $200,000 (+17.16%) Land $29,000 Building $171,000 |
| 2023 | $140,000 Land $24,000 Building $116,000 | $170,700 Land $29,263 Building $141,437 | |
| 2020 | $2,484.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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