Frederick County property record for 6132 Cornwall Ter, Frederick, MD 21701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,196 sqft Living Area |
| Lot Size | 10,303 sqft (0.237 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $634,000 (2025) |
| Tax Bill | $5,350.00 (2024) |
Source: Frederick County records · APN 09-276653
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6132 CORNWALL TER, FREDERICK, MD 21701-4779 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEST HOME LENDING LLC |
| Apr 06, 2026 | Deed of Trust · Veterans Administration Mortgage NEST HOME LENDING LLC |
| Jan 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CLEAREDGE LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2025 · Amount on Record |
| Deed Sale | Sep 02, 2025 · Amount on Record |
| Prior Sale | Dec 13, 2005 · Amount on Record |
| Deed Book / Page | 17495 / 133 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 0156540261 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 06, 2026 |
| Property Address | 6132 CORNWALL TER, FREDERICK, MD 21701-4779 |
| Document Number | 0178030433 |
| Book / Page | 17803 / 433 |
| Instrument Date | Mar 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SERV |
| Name | Verified Name |
|---|
| Document Number | 1780000433, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 17803/433 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 06, 2026 |
| Property Address | 6132 CORNWALL TER, FREDERICK, MD 21701-4779 |
| Document Number | 1780000433 |
| Book / Page | 17803 / 433 |
| Instrument Date | Mar 30, 2026 |
| Record Updated | Apr 16, 2026 |
| Title Company | SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SERV |
| Name | Verified Name |
|---|
| Document Number | 1780000433, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 17803/433 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 12, 2022 |
| Property Address | 6132 CORNWALL TER, FREDERICK, MD 21701-4779 |
| Document Number | 0156540261 |
| Book / Page | 15654 / 261 |
| Map Reference | MB 42 PL 146 |
| Instrument Date | Dec 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | ICON TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6132 CORNWALL TER, FREDERICK, MD 21701-4779 |
| Document Number | 0015654265 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 15654/265 |
| Name | CLEAREDGE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $461,500 (+13.72%) | $515,300 (+18.57%) Land $151,300 Building $364,000 | |
| 2024 | $5,350.00 (+10.45%) | ||
| 2023 | $4,844.00 | $405,833 | $434,600 Land $151,300 Building $283,300 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 09-276653 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 2,596 sqft Gross Area |
| 1st Floor | 1,116 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,303 sqft (0.237 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 144 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 276653 |
|---|---|
| Street Address | 6132 CORNWALL TER |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4779 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 78 SEC A PLAT 19 10303 SQ FT SPRING RIDGE P.U.D. |
| Legal Subdivision | SPRING RIDGE PUD |
| Legal Lot Number | 78 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 9, NEW MARKET |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 751902 |
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