Lake County property record for 6131 Hemlock Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,648 sqft · built 1956 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,200 (Oct 2020) |
| Tax Bill | $2,014 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-47-0285-0024 |
| Primary APN | 001-25-47-0285-0024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6131 HEMLOCK AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46403-1166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEO. H. WILSONS 2ND SUB. LOT 24 & 25 BL.3 |
| Legal Subdivision | GEO. H. WILSONS 2ND SUB |
| Legal Block | 3 |
| Legal Lot Number | 24,25 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10206 |
6131 Hemlock Ave is owned and occupied by an individual who bought it in October 2020.
Source: Lake County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6131 HEMLOCK AVE, GARY, IN 46403-1166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2020 | Correction Deed, Transfer MERIDIAN TITLE |
| Oct 26, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FIDELITY MTG SVCS |
| Oct 6, 2020 | Warranty Deed, Transfer · VA Mortgage AMERICAN FIDELITY MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on File |
| Deed Sale | Oct 26, 2020 · Amount on File |
| Prior Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 202076551 |
| Prior Transfer Date | Apr 30, 2015 |
| Prior Transfer Doc | 0000026144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 17, 2026 |
| Property Address | 6131 HEMLOCK AVE, GARY, IN 46403-1166 |
| Document Number | 0000515314 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026515314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6131 HEMLOCK AVE, GARY, IN 46403-1166 |
| Document Number | 0000515314, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 2026515314 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 26, 2020 |
| Property Address | 6131 HEMLOCK AVE, GARY, IN 46403-1166 |
| Document Number | 0000076551 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 76551 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6131 HEMLOCK AVE GARY IN 464031166, GARY, IN 46403-1166 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 6131 HEMLOCK AVE, GARY, IN 46403-1166 |
| Document Number | 0000076552 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | MERIDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6131 HEMLOCK AVE GARY IN 464031166, GARY, IN 46403-1166 |
| Document Number | 0000076552 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 76552 |
| Name | AMERICAN FIDELITY MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | WHEATON, IL 60189-5831 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Oct 6, 2020 |
| Property Address | 6131 HEMLOCK AVE, GARY, IN 46403-1166 |
| Document Number | 0000070929 |
| Map Reference | MB 13 PG 32 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020-070929 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6131 HEMLOCK AVE, GARY, IN 46403-1166 |
| Document Number | 0000070930 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-070930 |
| Name | AMERICAN FIDELITY MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $171,600 Land $27,500 Building $144,100 | $171,600 Land $27,500 Building $144,100 | |
| 2024 | $2,014.00 | ||
| 2023 | $162,200 (-6.3%) Land $29,400 Building $132,800 | $162,200 (-6.3%) Land $29,400 Building $132,800 | |
| 2022 | $2,214.00 Homeowner's exemption | $173,100 Land $9,900 Building $163,200 | $173,100 Land $9,900 Building $163,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6131 Hemlock Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6131 Hemlock Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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