6131 E Sprague Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 6131 E Sprague Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1910
Lot Size	0.343 acres (14,947 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,563 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`563-25-005`

Property Details

APN / Parcel Number

Primary APN	`563-25-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	784 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,947 sqft (0.343 acres)
Lot Dimensions	305 ft deep x 100 ft wide
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Shed	1 Shed
Shed Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	6131 E SPRAGUE RD
City	INDEPENDENCE
State	OH
Zip	44131-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	3 40 0001 MB563 PG25 MB00000 PG0000
Legal Subdivision	SPRAGUE
Legal Lot Number	1
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2010
Census Tract	156102

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6131 E SPRAGUE RD, INDEPENDENCE, OH 44131-6505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2005
Deed Sale	Sep 22, 2005
Prior Sale	May 1, 2001
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6131 E SPRAGUE RD, INDEPENDENCE, OH 44131-6505
Document Number	0006180617
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6131 E SPRAGUE RD INDEPENDENCE OH 441316505, INDEPENDENCE, OH 44131-6505

Mortgage

Document Number	0006180617
Date	Jun 18, 2020
Instrument	6180617

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 17, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6131 E SPRAGUE RD, INDEPENDENCE, OH 44131-6505
Document Number	0007180237
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6131 E SPRAGUE RD INDEPENDENCE OH 441316505, INDEPENDENCE, OH 44131-6505

Mortgage

Document Number	0007180237
Date	Jul 18, 2019
Instrument	7180237

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,563.00 (-3.47%) Homeowner's exemption	$98,840 (-) Land $17,570 Building $81,270
2024	$4,727.00 (+20.83%) Homeowner's exemption	$98,840 (+32.96%) Land $17,570 Building $81,270	$282,400 (+32.96%) Land $50,200 Building $232,200
2023	$3,912.00 (+0.54%) Homeowner's exemption	$74,340 (-) Land $19,950 Building $54,390
2022	$3,891.00 Homeowner's exemption	$74,340 Land $19,950 Building $54,390
2021			$212,400 Land $57,000 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Cox Communications.

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