6130 Settlers Lake Cir E, Katy, TX 77449 Property Records

Harris County property record for 6130 Settlers Lake Cir E, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,475 sqft · built 2007
Lot Size0.058 acres (2,529 sqft)
OwnerIndividual Name on Record
Last Sale$148,500 (Feb 2019)
Tax Bill$3,113 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jan 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-079-001-0061

Property Details

APN / Parcel Number

Primary APN127-079-001-0061

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,475 sqft Living Area
1st Floor Area754 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area2,529 sqft (0.058 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1270790010061
Street Address6130 SETTLERS LAKE CIR E
CityKATY
StateTX
Zip77449-2070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 61 BLK 1 LAKEVILLE SEC 7 AMEND
Legal SubdivisionLAKEVILLE SEC 7 AMEND
Legal Block1
Legal Lot Number61
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1014
Census Tract542201

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6130 SETTLERS LAKE CIR E, KATY, TX 77449-2070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Jan 9, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 1, 2019Warranty Deed, Transfer
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2019 · Amount on Record
Deed SaleFeb 1, 2019 · Amount on Record
Prior SaleJun 7, 2012
Deed Document Number201942246
Prior Transfer DateFeb 23, 2012
Prior Transfer Doc20120084217
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Recording DateApr 20, 2026
Property Address6130 SETTLERS LAKE CIR E, KATY, TX 77449-2070
Document Number0000148660
Instrument DateMar 11, 2026
Instrument2026148660
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6130 SETTLERS LAKE CIR E, KATY, TX 77449-2070

Mortgage

Document Number0000148660,
DateApr 20, 2026
Instrument2026148660
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueApr 1, 2066
Interest
Rate6.09%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address6130 SETTLERS LAKE CIR E, KATY, TX 77449-2070
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6130 SETTLERS LAKE CIR E, KATY, TX 77449-2070

Mortgage

Document Number0000008452
DateJan 9, 2024
Instrument2024-008452
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 1, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateFeb 1, 2019
Property Address6130 SETTLERS LAKE CIR E, KATY, TX 77449-2070
Document Number0000042246
Instrument DateJan 30, 2019
Instrument42246
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6130 SETTLERS LAKE CIR E KATY TX 774492070, KATY, TX 77449-2070

Mortgage

Document Number42247
DateFeb 1, 2019
Instrument42247
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueJan 31, 2049

Mortgage

Document Number49904,
DateFeb 1, 2019
Instrument49904
Lender
NameMISCELLANEOUS GOVT AGCY
Address8410 LANTERN POINT DR, HOUSTON, TX 77054-1552
Agreement
AmountAmount Recorded
Term60 Months
DueJan 31, 2024

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,296 (+2.26%) Land $39,421 Building $198,875$238,296 (+2.26%) Land $39,421 Building $198,875
2025$3,113.00 (-7.79%) Homeowner's exemption$233,039 (-4.41%) Land $39,421 Building $193,618$233,039 (-4.41%) Land $39,421 Building $193,618
2024$3,376.00 (+189.54%)
2023$243,780 Land $39,421 Building $204,359$243,780 Land $39,421 Building $204,359
2022$1,166.00 (-4.58%)
2020$1,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 105
serves 14,925 people · EPA ID TX1011227
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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