McCracken County property record for 6130 Cairo Rd, Paducah, KY 42001 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,206 sqft · built 1966 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Oct 2025) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-00-00-089 |
| Primary APN | 075-00-00-089 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,206 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Porch | Slab |
| Porch Area | 292 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 163982 |
|---|---|
| Street Address | 6130 CAIRO RD |
| City | PADUCAH |
| State | KY |
| Zip | 42001-9633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19-40-2 2.6 AC CAIRO RD |
| Jurisdiction | MCCRACKEN KY |
| Township / Civil Division | PADUCAH |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 31401 |
Source: McCracken County records · APN 075-00-00-089
Assessment roll updated December 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6130 CAIRO RD, PADUCAH, KY 42001-9633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| Oct 01, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 26, 2024 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Nov 26, 2024 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Prior Sale | Nov 26, 2024 · Amount on Record |
| Deed Document Number | 2025725309 |
| Deed Book / Page | 1530 / 18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Jun 09, 2026 |
| Property Address | 6130 CAIRO RD, PADUCAH, KY 42001-9633 |
| Document Number | 0000848511 |
| Book / Page | 1883 / 549 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 2026848511 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6130 CAIRO RD, PADUCAH, KY 42001-9633 |
| Document Number | 0000848511, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 1883/549 |
| Instrument | 2026848511 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 6130 CAIRO RD, PADUCAH, KY 42001-9633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 S ELDORADO ST, SIDNEY, IL 61877-9657 |
| Document Number | 0M1855/370 |
|---|---|
| Date | Oct 01, 2025 |
| Book Page | M1855/370 |
| Instrument | 725310 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Property Address | 6130 CAIRO RD, PADUCAH, KY 42001-9633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6130 CAIRO RD, PADUCAH, KY 42001-9633 |
| Document Number | 0M1823/224 |
|---|---|
| Date | Nov 26, 2024 |
| Book Page | M1823/224 |
| Instrument | 705788 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCRACKEN KY |
| Recording Date | Nov 26, 2024 |
| Property Address | 6130 CAIRO RD, PADUCAH, KY 42001-9633 |
| Document Number | 0D1512/556 |
| Book / Page | D1512 / 556 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 705786 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1620 BRYAN RD, BOAZ, KY 42027-9650 |
| Name | Verified Name |
|---|---|
| Address | 10560 CHILDRESS RD, WEST PADUCAH, KY 42086-9723 |
| Document Number | 0000705787 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 705787 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
Source: McCracken County records · Assessment roll updated December 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCracken County |
| Municipality | Paducah City |
| Unified School District | McCracken County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,800.00 (+398.61%) | $181,750 (+118.19%) | $181,750 (+118.19%) |
| 2023 | $361.00 (-15.06%) Homeowner's exemption | $83,300 (+94.63%) | $83,300 (+94.63%) |
| 2022 | $425.00 Homeowner's exemption | $42,800 | $42,800 |
Source: FEMA National Flood Hazard Layer, McCracken County (21145C), updated November 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211450314012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force 12 of 16 on primary residences |
| Nearby Flood Claims | 3 (2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2011, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 5% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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