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613 Watts Hill Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 613 Watts Hill Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3,720 sqft · built 2024
Lot Size5.02 acres (218,671 sqft)
OwnerIndividual Name on Record
Last Sale$391,184 (Oct 2024)
Tax Bill$218 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN321-00-00-311

Property Details

APN / Parcel Number

Primary APN321-00-00-311
Alternative APN
  • 3424

Interior

Stories2 Stories
Building Area3,720 sqft Gross Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialVinyl
Roof MaterialComposition Shingle
Lot Area218,671 sqft (5.02 acres)

Location & Zoning

Account Number3424
Street Address613 WATTS HILL RD
CityELGIN
StateSC
Zip29045-9554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 11
Legal Tract11
Legal Lot Number11
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract970907

Owner

Source: Kershaw County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address613 WATTS HILL RD, ELGIN, SC 29045-9554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · FHA Mortgage
IMPERIAL LENDING LLC
Oct 17, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Deed Document Number20248760
Deed Book / Page5233 / 116
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Recording DateMay 11, 2026
Property Address613 WATTS HILL RD, ELGIN, SC 29045-9554
Document Number0000004397
Book / Page5586 / 121
Instrument DateMar 23, 2026
Instrument20264397
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 WATTS HILL RD, ELGIN, SC 29045-9554

Mortgage

Document Number0000004397,
DateMay 11, 2026
Book Page5586/121
Instrument20264397
Lender
NameIMPERIAL LENDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate6.01%
Max Rate-1%

October 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateOct 17, 2024
Property Address613 WATTS HILL RD, ELGIN, SC 29045-9554
Document Number0020248760
Book / Page5233 / 116
Map ReferenceVOL D161 PG 6
Instrument DateOct 16, 2024
Instrument2024-8760
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,017.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address613 WATTS HILL RD, ELGIN, SC 29045-9554

Mortgage

Document Number0020248761
DateOct 17, 2024
Instrument2024-8761
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$218.00$391,200 Land $94,000 Building $297,200$391,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 61% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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