Bremer County property record for 613 Wapsie St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,533 sqft · built 1890 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Feb 2025) |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-229-015 |
| Primary APN | 04-26-229-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 688 sqft |
| Basement Area | 688 sqft |
| Unfinished Basement | 688 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 132 ft deep x 91 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 85 sqft |
| Patio Area | 874 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 613 WAPSIE ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26-93-11 E M WESCOTTLOT 8 & W 25' LOT 7 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 26 |
| Legal Subdivision | WESCOTT'S ADD |
| Legal Lot Number | 7 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 4700 |
613 Wapsie St is owned and occupied by an individual who bought it in February 2025.
Source: Bremer County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage VERIDIAN CREDIT UNION |
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 6, 2021 | Joint Tenancy Deed, Transfer |
| Jul 3, 2018 | Warranty Deed, Transfer |
| Mar 28, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on File |
| Deed Sale | Feb 13, 2025 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 2025493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002485 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 0000002018/0000002485 |
| Instrument | 20182485 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210870 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 20210870 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220511 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 20220511 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Oct 6, 2021 |
| Property Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Document Number | 0020214922 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 20214922 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $224.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jul 3, 2018 |
| Property Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Document Number | 02018/2484 |
| Book / Page | 2018 / 2484 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 20182484 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Mar 28, 2018 |
| Property Address | 613 WAPSIE ST, SUMNER, IA 50674-1348 |
| Document Number | 02018/1063 |
| Book / Page | 2018 / 1063 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 20181063 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 Y AVE, SUMNER, IA 50674-9716 |
The 2025 property tax bill for 613 Wapsie St was $2,436, up 6.1% from the year before.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+6.1%) | $156,520 Land $15,130 Building $141,390 | $156,520 Land $15,130 Building $141,390 |
| 2024 | $2,296.00 | ||
| 2023 | $138,510 Land $13,650 Building $124,860 | $138,510 Land $13,650 Building $124,860 | |
| 2022 | $1,984.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 613 Wapsie St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (2004–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 613 Wapsie St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Hawkeye Telephone Fiber | 1,000 / 1,000 |
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
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