613 W Union St, Champaign, IL 61820 Property Records

Champaign County property record for 613 W Union St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	2 ba · 976 sqft · built 1903
Lot Size	0.174 acres (7,570 sqft)
Owner	Individual Name on File
Tax Bill	$3,647 (2024)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-20-12-359-004`

Property Details

APN / Parcel Number

Primary APN	`42-20-12-359-004`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	976 sqft Building Perimeter
1st Floor Area	976 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,570 sqft (0.174 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	613 W UNION ST
City	CHAMPAIGN
State	IL
Zip	61820-4954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SUB OF PT SE 1/4 SW 1/4 SW 1/4 SEC. 12-19-8
Legal Range	08E
Legal Township	19N
Legal Section	12
Legal Subdivision	SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1017
Census Tract	11002

Owner

Source: Champaign County assessment roll, APN 42-20-12-359-004, as of April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 E HILL ST, CHAMPAIGN, IL 61820-3815
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	613 W UNION ST, CHAMPAIGN, IL 61820-4954
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018945
Date	Aug 09, 2021
Instrument	2021R18945

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.35%
Type Change Date	Sep 01, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	11.3%
Index	1-Year CMT
Margin	4
Max Rate	11.3%

Tax Assessment & Valuation

Source: Champaign County assessment roll as of April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,240 (+33.56%) Land $18,300 Building $27,940	$138,720 (+33.56%) Land $54,900 Building $83,820
2024	$3,647.00 (+14.58%)
2022	$3,183.00	$34,620 Land $13,700 Building $20,920	$103,860 Land $41,100 Building $62,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 527 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Gargoyle Technologies, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0195300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.