613 W Cardinal Ave, Pharr, TX 78577 Property Records

Hidalgo County property record for 613 W Cardinal Ave, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 2023
Lot Size	0.138 acres (6,013 sqft)
Owner	Individual Name on File
Last Sale	$173,575 (May 2026)
Tax Bill	$3,608 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2023 Mortgage + 1 more
APN	`S397502000016500`

Property Details

APN / Parcel Number

Primary APN	`S397502000016500`
Alternative APNs	`R545250` `545250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,285 sqft Living Area
Gross Area	1,311 sqft
1st Floor Area	1,285 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,013 sqft (0.138 acres)
Lot Dimensions	117 ft deep x 51 ft wide
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	613 W CARDINAL AVE
City	PHARR
State	TX
Zip	78577-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SOL BRILLA PH 2 LOT 165
Legal Subdivision	SOL BRILLA PH 2 - SPA
Legal Block	3
Legal Lot Number	165
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3019
Census Tract	21312

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

613 W Cardinal Ave is owned and occupied by an individual who bought it in May 2026.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	613 W CARDINAL AVE, PHARR, TX 78577-8827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer · FHA Mortgage NEST HOME LENDING LLC
Jun 21, 2023	Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Dec 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jun 21, 2023 · Amount on File
Deed Document Number	20263751628
Prior Transfer Date	Apr 8, 2026
Prior Transfer Doc	0003751628
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	May 13, 2026
Property Address	613 W CARDINAL AVE, PHARR, TX 78577-8827
Document Number	0003751628
Instrument Date	Apr 8, 2026
Instrument	2026.3751628
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	KEYLINK NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 W CARDINAL AVE, PHARR, TX 78577-8827

Mortgage

Document Number	0003751629,
Date	May 13, 2026
Instrument	2026..3751629

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jun 21, 2023
Property Address	613 W CARDINAL AVE, PHARR, TX 78577-8827
Document Number	0003457907
Map Reference	VOL 30 PG 67
Instrument Date	Jun 15, 2023
Instrument	3457907
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, EDWARDS ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 LOS CIELOS DR, SAN JUAN, TX 78589-3278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3003 CONSTELLATION DR, PHARR, TX 78577-9509

Mortgage

Document Number	0003457908
Date	Jun 21, 2023
Instrument	3457908

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	367 Months
Due	Jan 1, 2054

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Dec 26, 2019
Property Address	613 W CARDINAL AVE, PHARR, TX 78577-8827
Document Number	0003074397
Instrument Date	Dec 18, 2019
Instrument	3074397
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E JASMINE AVE MCALLEN TX 785019253, MCALLEN, TX 78501-9253

Tax Assessment & Valuation

The 2025 property tax bill for 613 W Cardinal Ave was $3,608, up 1.4% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,322 (+0.3%) Land $48,104 Building $140,218	$188,322 (-0.93%) Land $48,104 Building $140,218
2025	$3,608.00 (+1.38%) Homeowner's exemption	$187,762	$190,087 Land $48,104 Building $141,983
2024	$3,559.00 (+298.1%)
2023	$894.00 (-4.49%)	$33,372 (-) Land $33,372	$33,372 (-) Land $33,372
2022	$936.00 (-1.78%)	$33,372 Land $33,372	$33,372 Land $33,372
2021	$953.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 613 W Cardinal Ave; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 613 W Cardinal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Smartcom Telephone.

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