Chesapeake City property record for 613 Valor Ct, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 1,941 sqft · built 1992 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (May 2025) |
| Tax Bill | $4,949 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Dec 2012 Mortgage + 2 more |
| APN | 0616001003030 |
| Primary APN | 0616001003030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Total Area |
| 1st Floor Area | 716 sqft |
| Upper Floors Area | 742 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,937 sqft (0.297 acres) |
| Lot Dimensions | 136 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 106 sqft |
| Patio Area | 420 sqft |
| Balcony Area | 26 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 613 VALOR CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-9070 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R12S: RESI |
| Legal Description | 303 UPTON FARMS PH 1 SEC 1 |
| Legal Subdivision | UPTON FARMS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 VALOR CT, CHESAPEAKE, VA 23322-9070 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Dec 7, 2012 | Deed of Trust, Mortgage · Conventional Mortgage MONARCH BANK |
| Apr 6, 2026 | Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT |
| Mar 3, 2020 | Warranty Deed, Transfer · VA Mortgage ADVANCE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Jul 19, 2024 · Amount on Record |
| Deed Document Number | 202510958 |
| Deed Book / Page | 10855 / 1507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 613 VALOR CT, CHESAPEAKE, VA 23322-9070 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010689/837 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 10689/837 |
| Instrument | 230018010 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 613 VALOR CT, CHESAPEAKE, VA 23322-9070 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008904/388 |
|---|---|
| Date | Dec 7, 2012 |
| Book Page | 8904/388 |
| Name | MONARCH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 6, 2026 |
| Property Address | 613 VALOR CT, CHESAPEAKE, VA 23322-9070 |
| Document Number | 0000008474 |
| Book / Page | 10963 / 1616 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20268474 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 613 VALOR CT, CHESAPEAKE, VA 23322-9070 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008474, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 10963/1616 |
| Instrument | 20268474 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 3, 2020 |
| Property Address | 613 VALOR CT, CHESAPEAKE, VA 23322-9070 |
| Document Number | 10119/1274 |
| Book / Page | 10119 / 1274 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 200006747 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 613 VALOR CT, CHESAPEAKE, VA 23322-9070 |
| Document Number | 200006752 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 200006752 |
| Name | ADVANCE FINANCIAL GROUP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,300 (+5.16%) Land $210,000 Building $305,300 | $515,300 (+5.16%) Land $210,000 Building $305,300 | |
| 2025 | $4,949.00 (+7.47%) | $490,000 (+11.67%) Land $185,000 Building $305,000 | $490,000 (+11.67%) Land $185,000 Building $305,000 |
| 2024 | $4,605.00 (+40.35%) | ||
| 2023 | $438,800 (+10.39%) Land $175,000 Building $263,800 | $438,800 (+10.39%) Land $175,000 Building $263,800 | |
| 2022 | $397,500 Land $150,000 Building $247,500 | $397,500 Land $150,000 Building $247,500 | |
| 2019 | $3,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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