613 Timber Trl, Sparta, TN 38583 Property Records

White County property record for 613 Timber Trl, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,918 sqft · built 1996
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2024)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093038 02100`

Property Details

APN / Parcel Number

Primary APN	`093038 02100`
Alternative APN	`038 02100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,918 sqft Living Area
1st Floor Area	1,918 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Lot Area	70,567 sqft (1.62 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	192 sqft
Patio Area	518 sqft
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	613 TIMBER TRL
City	SPARTA
State	TN
Zip	38583-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: KEE ACRES S/D; LOT: 62A
Legal Subdivision	KEE ACRES S/D
Legal Lot Number	62A
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3026
Census Tract	935000

Owner

Source: White County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	613 TIMBER TRL, SPARTA, TN 38583-2865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2024	Warranty Deed, Transfer · VA Mortgage FIRST NATIONAL BANK OF TENNESSEE
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Nov 14, 2017	Loan Modification, Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Feb 25, 2013 · Amount on Record
Deed Document Number	20241098
Deed Book / Page	549 / 268
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Recording Date	Oct 15, 2026
Property Address	613 TIMBER TRL, SPARTA, TN 38583-2865
Document Number	0000004640
Book / Page	612 / 934
Instrument Date	Sep 12, 2026
Instrument	20264640
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 TIMBER TRL, SPARTA, TN 38583-2865

Mortgage

Document Number	0000004640,
Date	Oct 15, 2026
Book Page	612/934
Instrument	20264640

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Apr 1, 2024
Property Address	613 TIMBER TRL, SPARTA, TN 38583-2865
Document Number	0RB549/268
Book / Page	RB549 / 268
Map Reference	MB 1 PG 86
Instrument Date	Mar 27, 2024
Instrument	24001098
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	PARAMOUNT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 TIMBER TRL, SPARTA, TN 38583-2865

Mortgage

Document Number	0024001099
Date	Apr 1, 2024
Instrument	24001099

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	613 TIMBER TRL, SPARTA, TN 38583-2865
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB419/382
Date	Jul 31, 2018
Book Page	RB419/382
Instrument	18002519

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	613 TIMBER TRL, SPARTA, TN 38583-2865
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB403/172
Date	Sep 8, 2017
Book Page	RB403/172
Instrument	17003039

Lender

Name	PINNACLE BANK
Type	Bank
Address	LEBANON, TN 37087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITE TN
Property Address	613 TIMBER TRL, SPARTA, TN 38583-2865
Document Number	0000003993
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	795 DILLON RD MILTON TN 371185533, MILTON, TN 37118-5533

Mortgage

Document Number	0000003993
Date	Nov 29, 2017
Book Page	000407/000179
Instrument	3993

Lender

Name	PINNACLE BK
Type	Bank
Address	LEBANON, TN 37087

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2037

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 (+28.42%)	$77,900 (+75.15%) Land $11,150 Building $66,750	$311,600 (+75.15%) Land $44,600 Building $267,000
2023		$44,475 Land $5,800 Building $38,675
2021	$855.00
2020			$177,900 Land $23,200 Building $154,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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