613 Temple Rd, #B, Ladson, SC 29456 Property Records

Berkeley County property record for 613 Temple Rd, #B, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,696 sqft · built 1987
Lot Size	0.231 acres (10,066 sqft)
Owner	Individual Name on File
Last Sale	$316,000 (Jul 2022)
Tax Bill	$4,896 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`233-07-02-025`

Property Details

APN / Parcel Number

Primary APN	`233-07-02-025`
Alternative APN	`233-00-00-025`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Finished Area
Gross Area	1,856 sqft
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,066 sqft (0.231 acres)
Porch	Slab
Porch Area	160 sqft

Location & Zoning

Street Address	613 TEMPLE RD, B
City	LADSON
State	SC
Zip	29456-3294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXES
Legal Subdivision	COLLEGE PARK DUPLEXES
Legal Block	31
Legal Lot Number	134
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2016
Census Tract	20717

Owner

613 Temple Rd, #B is owned by an individual who bought it in July 2022.

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7303 BROWN THRASHER CT, HANAHAN, SC 29410-8234
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF GEORGE
Dec 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CAPITAL BANK
Jul 7, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Nov 17, 2014 · Amount on File
Deed Document Number	202227097
Deed Book / Page	4302 / 354
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	613 TEMPLE RD # B, B, LADSON, SC 29456-3294
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	NOT AVAILABLE, CALLOWAY T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6650 RIVERS AVE 100, 100, NORTH CHARLESTON, SC 29406-4809

Mortgage

Document Number	03975/0778
Date	Sep 17, 2021
Book Page	3975/778
Instrument	2021044328

Lender

Name	BANK OF GEORGE
Type	Bank
Address	LAS VEGAS, NV 89148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	118 Months
Due	Jul 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	613 TEMPLE RD # B, B, LADSON, SC 29456-3294
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03212/0284
Date	Dec 6, 2019
Book Page	3212/0284
Instrument	2019044556

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2024

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jul 7, 2022
Property Address	613 TEMPLE RD # B, B, LADSON, SC 29456-3294
Document Number	04302/0354
Book / Page	4302 / 354
Map Reference	CAB F PG 53
Instrument Date	Jun 30, 2022
Instrument	2022027097
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$821.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7303 BROWN THRASHER CT, HANAHAN, SC 29410-8234

Mortgage

Document Number	2022027098
Date	Jul 7, 2022
Instrument	2022027098

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 613 Temple Rd, #B was $4,896, up 1.2% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,800 (+1,566.67%) Land $37,500 Building $291,300	$328,800 (-) Land $37,500 Building $291,300
2025	$4,896.00 (+1.16%)	$19,728 (-) Land $2,250 Building $17,478	$328,800 (-) Land $37,500 Building $291,300
2024	$4,840.00	$19,728 Land $2,250 Building $17,478	$328,800 Land $37,500 Building $291,300
2022	$1,799.00	$18,306 Land $1,800 Building $16,506	$305,100 Land $30,000 Building $275,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 613 Temple Rd, #B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 613 Temple Rd, #B is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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