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613 Spruce Ct, Oswego, IL 60543 Property Records

Kendall County property record for 613 Spruce Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,024 sqft · built 2001
Lot Size0.293 acres (12,775 sqft)
Owner2 Individual Names on File
Last Sale$421,000 (Dec 2021)
Tax Bill$11,489 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-13-250-024

Property Details

APN / Parcel Number

Primary APN02-13-250-024

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,024 sqft Living Area
Gross Area5,142 sqft
1st Floor Area3,024 sqft
Basement Area1,635 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleBi-Level
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,775 sqft (0.293 acres)
Lot Dimensions115 ft deep x 110 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address613 SPRUCE CT
CityOSWEGO
StateIL
Zip60543-7559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 272 GATES CREEK PHASE 5, VILLAGE OF OSWEGO
Legal SubdivisionGATES CREEK PHASE 5
Legal Lot Number272
JurisdictionKENDALL IL
Township / Civil DivisionBRISTOL
Census Block Group3
Census Block3020
Census Tract890403

Owner

613 Spruce Ct is owned and occupied by two individuals who bought it in December 2021.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address613 SPRUCE CT, OSWEGO, IL 60543-7559
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2021 · Amount on File
Deed SaleDec 23, 2021 · Amount on File
Prior SaleJun 8, 2005 · Amount on File
Deed Document Number202133295
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateDec 23, 2021
Property Address613 SPRUCE CT, OSWEGO, IL 60543-7559
Document Number0000033295
Map ReferenceDOC 01-7185
Instrument DateDec 14, 2021
Instrument202100033295
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$421.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address613 SPRUCE CT, OSWEGO, IL 60543-7559

Mortgage

Document Number0000033296
DateDec 23, 2021
Instrument202100033296
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionBristol Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$169,174 (+34.49%) Land $18,038 Building $151,136$507,522 (+34.49%) Land $54,114 Building $453,408
2024$11,489.00
2022$125,789 Land $13,412 Building $112,377$377,367 Land $40,236 Building $337,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 613 Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 613 Spruce Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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